Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Very easy to set up , clear and simple to use.

Very easy to open an account , keep track of it and access any required information . Very easy to access documentation, and transfer money . Reviewed on: 18th March 2025

Competitive rates of interest and very accessible we...

Competitive rates of interest and very accessible website that's easy to navigate. Reviewed on: 18th March 2025

Atom an atomic nucleus bank

Love that it’s online and app so good and easy to use and navigate. Simple instructions. Easy to choose a savings account Reviewed on: 18th March 2025

Easy, straightforward and good rates

Easy, straightforward and good rates Reviewed on: 18th March 2025

So easy to open and operate.

So easy to open and operate. Interest rates very competitive. Reviewed on: 18th March 2025

I love the fact that I get my interest paid monthly

I love getting my interest paid monthly. Not many banks offer this. They've now also got a high interest savings account that allows you to withdraw funds if necessary. Reviewed on: 18th March 2025

Very good service and a better Fixed interest rate t...

Very good service and a better Fixed interest rate than the banks Reviewed on: 18th March 2025

Very easy to use, Good interest rates, Transfer fund...

Very easy to use, Good interest rates, Transfer funds from Instant saver back into stanadrd bank account within seconds. Very helpful friendly staff on helpline. Nice Geordie accent. Reviewed on: 18th March 2025

Would recommend

I’ve had 3 accounts with atom, really easy to open, transfer money etc. good rates of interest. Any engagement I’ve had with Customer Service has been quick, and good. Very good. Just wish they also did ISA’s Reviewed on: 18th March 2025

Great bank for savings

Atom is simple to use, the information is very clear and they offer great interest rates. If I could save more with them I would Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nottingham Forest Saver (discontinued)
from Nottingham Building Society 4.00 from 3 reviews
Instant Saver
from RBS 3.83 from 9 reviews
Private Clients Savings
from Investec 4.15 from 6 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub