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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Atom is very easy to use and very transparent on int...

Atom is very easy to use and very transparent on interest rates etc. No issues with moving money in and out. Reviewed on: 18th March 2025

Liked the interest rates

Liked the interest rates and opened another account. Easy to do. Reviewed on: 18th March 2025

App easy to understand.

App easy to understand.pity they’re changing cash back offer Reviewed on: 18th March 2025

Great app, easy access and simple to use.

Great app, easy access and simple to use. Reviewed on: 18th March 2025

Atom bank review

Everything is easy to do and interest rates are excellent Reviewed on: 18th March 2025

Very easy to open online.

Very easy to open online. Great rates. Good communication. Reviewed on: 18th March 2025

Awesome Banking

Used Atom for ages. Good product, good service. Reviewed on: 18th March 2025

Very Smart

I have been with Atom for three years, can't fault them. All transactions happen immediately, no waiting to get your money. Reviewed on: 18th March 2025

The Atom dashboard is very appealing giving you high...

The Atom dashboard is very appealing giving you high level summary of balance with additional level of detail for rates, days to go until next interest payments and the fabulous streak awards Reviewed on: 18th March 2025

Atom bank always provides great rates of interest

Atom bank always provides great rates of interest Reviewed on: 18th March 2025

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