Paid advertisement
Smart Money People Logo

Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Great app, easy access and simple to use.

4
Great app, easy access and simple to use. Reviewed on: 18th March 2025

Atom bank review

5
Everything is easy to do and interest rates are excellent Reviewed on: 18th March 2025

Very easy to open online.

5
Very easy to open online. Great rates. Good communication. Reviewed on: 18th March 2025

Awesome Banking

5
Used Atom for ages. Good product, good service. Reviewed on: 18th March 2025

Very Smart

5
I have been with Atom for three years, can't fault them. All transactions happen immediately, no waiting to get your money. Reviewed on: 18th March 2025

The Atom dashboard is very appealing giving you high...

5
The Atom dashboard is very appealing giving you high level summary of balance with additional level of detail for rates, days to go until next interest payments and the fabulous streak awards Reviewed on: 18th March 2025

Atom bank always provides great rates of interest

5
Atom bank always provides great rates of interest Reviewed on: 18th March 2025

Atom Review 2025

5
Easy to deal with and good customer service. Interest rates are good. Reviewed on: 18th March 2025

Easy to use.

5
Easy to use. Never had any problems. I would recommend ATOM to everbody. Great rates. Reviewed on: 18th March 2025

Atom, the bank that's good to customers and staff...

5
I've saved with Atom for a few years and their rates are often the best and always close. The App is all that I'd want; intuitive and simple, very fast to load and transact with, and so easy to add new products in a few taps. The other reason I am loyal to Atom is how they treat their staff - I believe a company which helps staff have a decent work/life balance (4 day weeks etc) is worthy of my support. Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.23 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products