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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Smart way to save

5
Easy to use and good to make the most of your savings with low risk Reviewed on: 18th March 2025

its easy to use.

5
its easy to use. would be nice if you could add savings targets to accounts. Great interest rates on accounts. I recommend to people that haven't heard of Atom Bank before. Reviewed on: 18th March 2025

easy to open account,

5
easy to open account, to manage the money, good interest rates Reviewed on: 18th March 2025

Everything is easy with Atom.

5
Everything is easy with Atom. The app, talking to someone, opening an account, getting my money and transferring funds around. Reviewed on: 18th March 2025

Excellent Banking App

5
It's very easy to see where your money is with Atom. Unlike major banks Atom immediately transfers money and you see it clearly when it arrives in your account straight away. Generally savings accounts are good for interest, particularly savings bonds. Customer services is very responsive. Reviewed on: 18th March 2025

Great service from start.

5
Great service from start. Great communication- clear and concise. Brilliant App- no hassle- just easy to use with clear information Reviewed on: 18th March 2025

Easy to use

5
Very easy access to the a/c. The app is user friendly and it is always available 24/7. I would recommend the app to others. Reviewed on: 18th March 2025

Easy banking

5
Just a straight forward bank that’s so easy to deal with. Reviewed on: 18th March 2025

Top rates.Banking Made Easy

5
Top rates. Easy and efficient to yse Reviewed on: 18th March 2025

Competitive rates and great mobile app.

5
Competitive rates and great mobile app. Reviewed on: 18th March 2025

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