Paid advertisement
Smart Money People Logo

Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Atom Fixed rate savers

5
I have 4 fixed saver accounts with Atom. Very easy to set up and good interest rates. Great that you can get monthly interest paid into an external account. Very impressed with how efficient everything is. Reviewed on: 18th March 2025

Would definitely recommend Atom Bank

5
Always had good service when I have needed to contact Customer Services Reviewed on: 18th March 2025

Great app and service

5
Really good app based bank - easy to use and great format for viewing accounts and future interest Reviewed on: 18th March 2025

Really good interest rates, and easy to use website.

5
Really good interest rates, and easy to use website. Reviewed on: 18th March 2025

First rate Bank

5
First rate service - accounts so easy to manage Reviewed on: 18th March 2025

Banking made simple.

5
Banking made simple. Great app which allows me to monitor my money. Reviewed on: 18th March 2025

It was easy to set up with clear instructions The in...

5
It was easy to set up with clear instructions The interest rates are comparable with other banks. Reviewed on: 18th March 2025

Unbeatable service and great rates!

5
good rates and simplicity itself to find what you need to keep track of your investments Reviewed on: 18th March 2025

Atom Bank is nice and easy to use.

5
Atom Bank is nice and easy to use. It's straightforward to navigate your accounts and in all a well set out app. Reviewed on: 18th March 2025

Easy to use, good interest rates

5
Easy to use, good interest rates Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.23 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products