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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

First year with Atom.

5
First year with Atom. Easy to set up app, and very easy to navigate. Very competitive interest rates. Overall first rate experience. Reviewed on: 18th March 2025

Everything you could wish for in an online bank.

5
Easy banking app to navigate. Great interest rates on savings. I feel the bank is secure. Reviewed on: 18th March 2025

Great bank and simple to use

5
App is easy to operate and no issues at all, even after app updates. Reviewed on: 18th March 2025

I have been so happy with the high interest.

5
I have been so happy with the high interest. I have been earning pounds a month so I can pay phone bill with the interest. Reviewed on: 18th March 2025

easy promt satisfying experience.

5
easy promt satisfying experience. Simple to navigate the app and understand the control. Reviewed on: 18th March 2025

Great savings account

5
I use some bank for my savings account. They offer competitive rates and make accessing my money easy. I have mainly used online chat to talk to them but they have always responded quickly and helped since my problems Reviewed on: 18th March 2025

Just brilliant, simple, no nonsense and good interest.

5
Just brilliant, simple, no nonsense, good interest rates, just works. Very happy to have found Atom bank, been there for a few years now and still a happy customer. Reviewed on: 18th March 2025

Atom bank has been one of the top interest paying ba...

5
Atom bank has been one of the top interest paying banks for the past 2 years with excellent customer service and one of the easiest apps to understand Reviewed on: 18th March 2025

So easy to open an account online

5
It was so easy to open my account online and it has given me peace of mind that the monthly interest paid helps me to keep on top of bills and unexpected costs. Reviewed on: 18th March 2025

Investment interest excellent.

5
Investment interest excellent. Six monthly savings the best arround Reviewed on: 18th March 2025

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