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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Everything is easy with Atom.

Everything is easy with Atom. The app, talking to someone, opening an account, getting my money and transferring funds around. Reviewed on: 18th March 2025

Excellent Banking App

It's very easy to see where your money is with Atom. Unlike major banks Atom immediately transfers money and you see it clearly when it arrives in your account straight away. Generally savings accounts are good for interest, particularly savings bonds. Customer services is very responsive. Reviewed on: 18th March 2025

Great service from start.

Great service from start. Great communication- clear and concise. Brilliant App- no hassle- just easy to use with clear information Reviewed on: 18th March 2025

Easy to use

Very easy access to the a/c. The app is user friendly and it is always available 24/7. I would recommend the app to others. Reviewed on: 18th March 2025

Easy banking

Just a straight forward bank that’s so easy to deal with. Reviewed on: 18th March 2025

Top rates.Banking Made Easy

Top rates. Easy and efficient to yse Reviewed on: 18th March 2025

Competitive rates and great mobile app.

Competitive rates and great mobile app. Reviewed on: 18th March 2025

First year with Atom.

First year with Atom. Easy to set up app, and very easy to navigate. Very competitive interest rates. Overall first rate experience. Reviewed on: 18th March 2025

Everything you could wish for in an online bank.

Easy banking app to navigate. Great interest rates on savings. I feel the bank is secure. Reviewed on: 18th March 2025

Great bank and simple to use

App is easy to operate and no issues at all, even after app updates. Reviewed on: 18th March 2025

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