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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Great rates & mobile app.

Great rates & mobile app. Very simple & straightforward application process. Reviewed on: 18th March 2025

I have been happy with Atom Bank for a few years.

I have been happy with Atom Bank for a few years. Reviewed on: 18th March 2025

Excellent App

Excellent App, simple to use, providing market leading interest rates Reviewed on: 18th March 2025

So easy and quick to open an account, seamless digit...

So easy and quick to open an account, seamless digital offering, super straightforward to use Reviewed on: 18th March 2025

Atom is my favourite.

I have use Atom for years. Many accounts set up easily on the app. Communication is first class, I always feel my money is safe. When an account comes to an end payment is always prompt. Reviewed on: 18th March 2025

Simply the best

I love Atom because they're the easiest to use, professional yet friendly. What can I say they're the best. Reviewed on: 18th March 2025

So far so good!

My experiences with Atom have been very good up to now. I signed up to their fixed saver, which was a very easy process, as was transferring funds. The account matures later this year and I've no reason to expect anything other than it going smoothly. I also have an instant saver reward account with Atom, which again has been straightforward. Excellent rates of interest on both accounts, clear and concise information on Atom's website helped with making decisions, and customer service has been good when I've had to contact the team to check on something or to make sure I've understood it correctly. Reviewed on: 18th March 2025

Excellent online savings

Atom Bank offers a great home for your savings. Simple, easy, online account management and healthy growth (so far). Great app interface and easy to navigate. Language is straightforward and the brand is fresh. Reviewed on: 18th March 2025

Great bank

Very easy service to use and quick to respond if I have a query. Good for interest rates Reviewed on: 18th March 2025

Very easy application.

Very easy application. Easy to use app. Can see my savings grow monthly by having my interest paid monthly. Easier to save and less likely to draw out. Reviewed on: 18th March 2025

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