Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

I have been so happy with the high interest.

I have been so happy with the high interest. I have been earning pounds a month so I can pay phone bill with the interest. Reviewed on: 18th March 2025

easy promt satisfying experience.

easy promt satisfying experience. Simple to navigate the app and understand the control. Reviewed on: 18th March 2025

Great savings account

I use some bank for my savings account. They offer competitive rates and make accessing my money easy. I have mainly used online chat to talk to them but they have always responded quickly and helped since my problems Reviewed on: 18th March 2025

Just brilliant, simple, no nonsense and good interest.

Just brilliant, simple, no nonsense, good interest rates, just works. Very happy to have found Atom bank, been there for a few years now and still a happy customer. Reviewed on: 18th March 2025

Atom bank has been one of the top interest paying ba...

Atom bank has been one of the top interest paying banks for the past 2 years with excellent customer service and one of the easiest apps to understand Reviewed on: 18th March 2025

So easy to open an account online

It was so easy to open my account online and it has given me peace of mind that the monthly interest paid helps me to keep on top of bills and unexpected costs. Reviewed on: 18th March 2025

Investment interest excellent.

Investment interest excellent. Six monthly savings the best arround Reviewed on: 18th March 2025

I have used Atom for a few years now.

I have used Atom for a few years now. From opening account to withdrawing money everything goes smoothly. Generally good saving rates too Reviewed on: 18th March 2025

Great communication and easy app to use to access yo...

Great communication and easy app to use to access your savings Reviewed on: 18th March 2025

excellent savings rates, great user friendly app.

excellent savings rates, great user friendly app. Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Deposit Account
from Secure Trust Bank 3.96 from 7 reviews
Easy access savings
from thisbank (formerly JN Bank) 4.69 from 104 reviews
Savings
from East Kilbride Credit Union 4.94 from 668 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub