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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

It does what it says on the can.

5
It does what it says on the can. Good interest rates. Easy access to money saved. Reviewed on: 18th March 2025

Good rates and very easy to invest.

4
Good rates and very easy to invest. Unfortunately rates are going down, however Atom still giving a very competitive rate Reviewed on: 18th March 2025

Great earner for anyone

5
Good rate of interest always , worth saving for anyone Reviewed on: 18th March 2025

Easy to open

5
After a poor experience trying to open an account with an institution named after a dried fruit (they decided I was politically exposed!), I tried Atom and it was a quick and painless process with a decent interest rate. Reviewed on: 18th March 2025

Easy to use and competitive interest rates

5
Easy to use and competitive interest rates Reviewed on: 18th March 2025

App is very easy to use and money transfers are ins...

5
App is very easy to use and money transfers are instant Reviewed on: 18th March 2025

Excellent experience

4
I have so far been pleased with the service and received any interest on time. Reviewed on: 18th March 2025

Excellent savings choice!

5
Competitive interest rates on savings accounts, user-friendly app and good customer communications. Reviewed on: 18th March 2025

New to ATOM.

5
Heard about Atom through Martin Lewis. Very easy to set up, great rates and recommended many friends. Reviewed on: 18th March 2025

Would Recommend

5
Very easy to use app, good value product, good savings rates Reviewed on: 18th March 2025

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