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Atom Bank: Savings reviews

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4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5193)

Easy to use savings funds

5
Easy to use savings funds which allow you to tailor savings into short, medium or long term commitments. The interest rates are clear and the app is easy to use and navigate. Reviewed on: 18th March 2025
Simon I's avatar
Simon I

Using the Atom app is so easy, information is clear...

5
Using the Atom app is so easy, information is clear and informative, and makes the whole process seamless Reviewed on: 18th March 2025
Janice B's avatar
Janice B

Great app

5
Great app and very easy to manage my accounts and open new ones Reviewed on: 18th March 2025
Jan h's avatar
Jan h

Simple and easy to navigate

5
Very easy to log on and view or change things. Reviewed on: 18th March 2025
Veron's avatar
Veron

No Hidden Hoops!.

5
My experience has been very positive, I have not found any difficulty with the online app which is always available and straightforward to use. Reviewed on: 18th March 2025
Norma J's avatar
Norma J

Easy and stress free

5
Atom bank is the most straightforward and hassle free way to deposit and save money! The app works well and the interest rates are very good! I highly recommend ! Reviewed on: 18th March 2025
Luc M's avatar
Luc M

Ease of use

5
I came around them in reviews a little while ago, I think it's in Money saving expert in the web. It was straightforward and ease of use is phenomenal. Reviewed on: 18th March 2025
Alvin's avatar
Alvin

Good to use and very easy to deal with

5
Good to use and very easy to deal with Reviewed on: 18th March 2025
Brian R's avatar
Brian R

Intuitive Online Bank

5
Very easy to use app on IOS. Currently have an instant saver with them. There were better rates but I have found the interest rate changes to be consistent and fair. I find using the account intuitive and have never had an issue depositing or withdrawing money. Reviewed on: 17th March 2025
James B's avatar
James B

Easy to set up and transfer in and out.

5
Easy to set up and transfer in and out. Good rates of interest and app is easy to use and pleasing on the eye Reviewed on: 17th March 2025
GR's avatar
GR

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