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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom is always clear and easy to understand and use...

Atom is always clear and easy to understand and use and if you ever have to contact them it is quick easy and they are extremely helpful Reviewed on: 17th March 2025

Great on line saver account/Easy to use web-site.

Great on line saver accounts offered, easy to use website, everything was easy from beginning to end to set up and start saving. Reviewed on: 17th March 2025

easy to use app,uncomplicated rules and regs

easy to use app, simple.uncomplicated rules and regs. Quick and easy to deposit and withdraw money, easy to access accounts and their status including interest earned Reviewed on: 17th March 2025

Easy to deal with, good interest rates

I use Atom for savings accounts. It's easy to apply, fund and manage their accounts on their app. The offer competitive interest rates. For fixed-term accounts, they make it easy to roll over an account into a new one. Reviewed on: 17th March 2025

Courtesy and security

The whole time I have been banking with Atom, the service has been great. Reviewed on: 17th March 2025

Good customer service

When i have needed assistance I have found that Atom bank customer service has been most helpful. Their savings rates are also very generous compared to other banks Reviewed on: 17th March 2025

Great rates, good customer service

Great rates, good customer service, always keep you informed including reminders thank you Atom Reviewed on: 17th March 2025

Great App!

App is quick and simple to use, well displayed and everything is actioned quickly. Reviewed on: 17th March 2025

Easy to open account with good customer service.

It was quick and easy to open accounts, also customer service has been extremely helpful. Initially interest rates were very competitive, but lately the competitive edge has been lost a little. Reviewed on: 16th March 2025

Stayed with Atom for a reason

Unlike other banks, I’ve stuck with Atom when my money has matured. The app is easy to use, the customer service is great, and the interest rates remain competitive. Reviewed on: 16th March 2025

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