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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Great App!

App is quick and simple to use, well displayed and everything is actioned quickly. Reviewed on: 17th March 2025

Easy to open account with good customer service.

It was quick and easy to open accounts, also customer service has been extremely helpful. Initially interest rates were very competitive, but lately the competitive edge has been lost a little. Reviewed on: 16th March 2025

Stayed with Atom for a reason

Unlike other banks, I’ve stuck with Atom when my money has matured. The app is easy to use, the customer service is great, and the interest rates remain competitive. Reviewed on: 16th March 2025

Incredibly straightforward

Once you've spent 5 mins setting up for your first account (which felt incredibly secure), viewing available savings options, opening other accounts, dealing with maturities, viewing statements, etc is so, so straightforward and fast. I especially love that you can use the toggles on the different savings options to see exactly how much interest you'll make in that account with your chosen deposit. Reviewed on: 16th March 2025

Good Fixed Savings rates

Good fixed savings rates. Instant access rates are no longer competitive but for existing customers the instant access rewards rates are good if you can minimise withdrawals. Reviewed on: 16th March 2025

Ease of use

So easy to set up and manager and the rates are fantastic Reviewed on: 16th March 2025

Atom Aces!

As soon as Atom became available as a banking app it offered very competitive savings rates which are still at the forefront today. Am proud to patronise this local bank, one of the best, not least because it is located in the North East of England. The one and only time in the last 8 years that have needed their Customer Service my query was handled immediately and effectively. The app is easy to use, even for a septuagenarian like me! Reviewed on: 16th March 2025

Great service which is straightforward, easy and safe

I have now been investing with Atom Bank for four years and it has been a simple, easy, straightforward and safe process. Reviewed on: 16th March 2025

Atom is great, simple to understand and user friendly

I have used atom for 1 year fixed savers and continue to use them as they provide decent rates with a good return on my savings. I have had no Trouble in understanding how they work and I find that the app is simple to use and informative. Reviewed on: 16th March 2025

It’s a No Brainer!!.

The app. is so easy to navigate. Everything is set out well and is very clear and easy to understand. This is especially useful for older people who don’t have much experience with IT. The interest received is one of the highest on the market. Reviewed on: 16th March 2025

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