Paid advertisement
Smart Money People Logo
Newsletter

Atom Bank: Savings reviews

4.81
Based on 5,214 reviews, last reviewed 3rd Sep 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026
Mark A's avatar
Mark A

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5214)

It’s a No Brainer!!.

5
The app. is so easy to navigate. Everything is set out well and is very clear and easy to understand. This is especially useful for older people who don’t have much experience with IT. The interest received is one of the highest on the market. Reviewed on: 16th March 2025

Sterling Customer services

5
Customer service provides fast friendly and excellent service. Always answers my questions the first time every time Reviewed on: 16th March 2025

They've offered consistently good fixed term savers...

5
They've offered consistently good fixed term savers for years and make it very easy to move to a new product. I've only had to contact customer service once when I had app problems moving to a new phone, and they were very helpful Reviewed on: 16th March 2025

Atom bank savings accounts.

5
I find the app very easy to navigate. It’s easy to set up. Can see everything all in one place. It’s great that you can see what interest payments you’ll earn in the future. Reviewed on: 16th March 2025

Good service.

5
Good service. Easy to use. Competitive rates. Reviewed on: 16th March 2025

Competitive rates, excellent communication

5
Atom Bank offers competitive rates, excellent communication, and a user-friendly app that makes banking straightforward. Their digital-first approach ensures a smooth experience, with clear updates and responsive support. If you're comfortable with app-based banking, Atom is a great choice for hassle-free savings and lending. Reviewed on: 16th March 2025

Great website, easy to use, great rates

5
Great website, easy to use, great rates Reviewed on: 16th March 2025

Great rate, Great app.

5
This was the best fixed rate on a bond at the time when I chose it. Easy to use, transparent app which great communication throughout. Reviewed on: 15th March 2025

Atom provides a great service.

5
Really like the app so easy to use and gives all the information you need. Very competitive rates and great products. Atom always gives you a reminder when a fixed saver account is due to mature. All round great service. Reviewed on: 15th March 2025

Easy to use online, providing some of the best rates...

5
Easy to use online, providing some of the best rates and account flexibility. Reviewed on: 15th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 4.08 from 50 reviews
    Atom Bank
    View all products