Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Good service.

Good service. Easy to use. Competitive rates. Reviewed on: 16th March 2025

Competitive rates, excellent communication

Atom Bank offers competitive rates, excellent communication, and a user-friendly app that makes banking straightforward. Their digital-first approach ensures a smooth experience, with clear updates and responsive support. If you're comfortable with app-based banking, Atom is a great choice for hassle-free savings and lending. Reviewed on: 16th March 2025

Great website, easy to use, great rates

Great website, easy to use, great rates Reviewed on: 16th March 2025

Great rate, Great app.

This was the best fixed rate on a bond at the time when I chose it. Easy to use, transparent app which great communication throughout. Reviewed on: 15th March 2025

Atom provides a great service.

Really like the app so easy to use and gives all the information you need. Very competitive rates and great products. Atom always gives you a reminder when a fixed saver account is due to mature. All round great service. Reviewed on: 15th March 2025

Easy to use online, providing some of the best rates...

Easy to use online, providing some of the best rates and account flexibility. Reviewed on: 15th March 2025

A great experience with Atom through the years

A great experience with Atom through the years, my number one choice when it comes to saving money and not worrying about , so much so that I've maxed out my savings account. I really hope the service stays consistent from now on, couldn't recommend enough Reviewed on: 15th March 2025

Excellent online bank with an easy to understand app.

Excellent online bank with an easy to understand app. Great bond rates with plenty of options for the duration of the bond term. I would and have recommended this bank to friends and family. Reviewed on: 15th March 2025

Easy to navigate and access app, informative and sto...

Easy to navigate and access app, informative and stores all relevant details. Very favourable rate of interest and product delivered what I required. Reviewed on: 15th March 2025

Excellent

Easy to access. Easy to use website. Never had any issues. Reviewed on: 15th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premium Saver
from Progressive Building Society 0.00 from 0 reviews
Savings
from Punjab National Bank 4.11 from 4 reviews
Savings
from Dudley Building Society 4.85 from 3741 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub