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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Good savings platform

I've saved with Atom on-line for many years, never had a problem. Competitive interest rates & user friendly. Recommended Reviewed on: 15th March 2025

Dont be scared of an app only bank!

I wasnt keen on investing in a bank which only operated by a phone app but was pleasantly surprised to find it very easy to set up and feel that I am getting competive interest rates with a no fuss system and feel my account is safe and secure.! Reviewed on: 15th March 2025

Atom bank in my view is Atomic

Atom bank in my view is Atomic. Easy to use App and having been with them over 2 years never any Difficulties with my savings and transfers between my bank 101% Bravo Atom !! Reviewed on: 15th March 2025

Easy to set up online

The account was really easy to set up online and they give a good interest rate compared to the other banks. Reviewed on: 15th March 2025

Atom is a no frills bank offering great products wit...

Atom is a no frills bank offering great products with great interest rates and their online customer service is excellent Reviewed on: 15th March 2025

Really like the interest rates- so easy to transfer!

Really like the interest rates- so easy to transfer! Reviewed on: 15th March 2025

Nice and easy

Easy to set up account, Very simple to use Reviewed on: 15th March 2025

Good Service

Its been good. Customer service has been good. i had an issue with trying to withdraw amount but the service was good in resolving the issue. Reviewed on: 15th March 2025

Atom savings review

I love my savings accounts, I get detailed updates and I can see how much money I've made through interest! I would love for Atom to start doing interest predictions for the next month though, based on the amount we have. Reviewed on: 15th March 2025

Good interest rates, user friendly interface

Clear instructions, good interest rates, user friendly interface, trustful Reviewed on: 15th March 2025

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