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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Excellent online bank with an easy to understand app.

Excellent online bank with an easy to understand app. Great bond rates with plenty of options for the duration of the bond term. I would and have recommended this bank to friends and family. Reviewed on: 15th March 2025

Easy to navigate and access app, informative and sto...

Easy to navigate and access app, informative and stores all relevant details. Very favourable rate of interest and product delivered what I required. Reviewed on: 15th March 2025

Excellent

Easy to access. Easy to use website. Never had any issues. Reviewed on: 15th March 2025

Good interest rates, easy and professional App.

Good interest rates, easy and professional App. Keep you updated. Reviewed on: 15th March 2025

The app is very user friendly, accessible and safe.

The app is very user friendly, accessible and safe. Atom gives good rates and plenty of advance warning to any changes. Notifications that are very useful too. Reviewed on: 15th March 2025

Brilliant App!

The app is extremely easy to use, and the interface is clear. Reviewed on: 15th March 2025

First rate.

The interest rates on savings are competitive and the app works seamlessly. Transactions are actioned promptly and confirmation is always immediate. Reviewed on: 15th March 2025

Use savings and current account

Use savings and current accounts and have had no issues .Good Reviewed on: 15th March 2025

Offered a good interest rate for savings.

Offered a good interest rate for savings. It wasn't clear about terms of the account e.g. when withdrawing exactly when the bonus interest rate would start. It took a while to get through to an agent but when I did they were helpful. Reviewed on: 15th March 2025

Competitive Fixed Rate Savings App

I have been using Atom for over 7-8 yrs for Fixed Rate savings only. During that period they have provided very competitive rates that are all accessible only through their user friendly app. Reviewed on: 15th March 2025

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