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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good interest rates, easy and professional App.

Good interest rates, easy and professional App. Keep you updated. Reviewed on: 15th March 2025

The app is very user friendly, accessible and safe.

The app is very user friendly, accessible and safe. Atom gives good rates and plenty of advance warning to any changes. Notifications that are very useful too. Reviewed on: 15th March 2025

Brilliant App!

The app is extremely easy to use, and the interface is clear. Reviewed on: 15th March 2025

First rate.

The interest rates on savings are competitive and the app works seamlessly. Transactions are actioned promptly and confirmation is always immediate. Reviewed on: 15th March 2025

Use savings and current account

Use savings and current accounts and have had no issues .Good Reviewed on: 15th March 2025

Offered a good interest rate for savings.

Offered a good interest rate for savings. It wasn't clear about terms of the account e.g. when withdrawing exactly when the bonus interest rate would start. It took a while to get through to an agent but when I did they were helpful. Reviewed on: 15th March 2025

Competitive Fixed Rate Savings App

I have been using Atom for over 7-8 yrs for Fixed Rate savings only. During that period they have provided very competitive rates that are all accessible only through their user friendly app. Reviewed on: 15th March 2025

Good savings platform

I've saved with Atom on-line for many years, never had a problem. Competitive interest rates & user friendly. Recommended Reviewed on: 15th March 2025

Dont be scared of an app only bank!

I wasnt keen on investing in a bank which only operated by a phone app but was pleasantly surprised to find it very easy to set up and feel that I am getting competive interest rates with a no fuss system and feel my account is safe and secure.! Reviewed on: 15th March 2025

Atom bank in my view is Atomic

Atom bank in my view is Atomic. Easy to use App and having been with them over 2 years never any Difficulties with my savings and transfers between my bank 101% Bravo Atom !! Reviewed on: 15th March 2025

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