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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

When I’ve needed to contact Atom bank they were effi...

When I’ve needed to contact Atom bank they were efficient and helpful Reviewed on: 15th March 2025

The bank to invest with.

The app is so easy to use, if you do want to know anything when phoning them someone always picks up the phone within a minute, and you don’t have to answer 1 million questions before you can speak to somebody. And there always knowledgeable and helpful, my wife had reservations about atom because she hadn’t heard of them. I did my research and invested with them, can’t fault them. They’re so easy to deal with. Reviewed on: 15th March 2025

Needed customer service once and they answered phone...

Needed customer service once and they answered phone straight away. Reviewed on: 15th March 2025

Great platform with excellent interest rates

The rates are very competitive and the App has a lovely layout and easy to use. Reviewed on: 15th March 2025

Great bank. Highly recommend.

Service could not have been more helpful. Interest rate very good. Reviewed on: 15th March 2025

Excellent Rates

I've never had the need to use customer service. The interest rates are very good and it's easy to open and deposit money as well as removed funds Reviewed on: 14th March 2025

App very easy to use, rates are always competitive

App very easy to use, rates are always competitive Reviewed on: 14th March 2025

Always fast and explicit with information and offers...

Always fast and explicit with information and offers the best saver rates for short term. I have been using it from the start of its launch. Reviewed on: 14th March 2025

Very easy and fast to set up accounts also very secure.

Very easy and fast to set up accounts also very secure. Great Interest rates also the app works perfectly. Reviewed on: 14th March 2025

Straightforward banking

Account opening was straight forward. The rates offered are very competitive. The app is reasonably slick. Transfers to other accounts are easy. Reviewed on: 14th March 2025

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