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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Competitive Fixed Rate Savings App

I have been using Atom for over 7-8 yrs for Fixed Rate savings only. During that period they have provided very competitive rates that are all accessible only through their user friendly app. Reviewed on: 15th March 2025

Good savings platform

I've saved with Atom on-line for many years, never had a problem. Competitive interest rates & user friendly. Recommended Reviewed on: 15th March 2025

Dont be scared of an app only bank!

I wasnt keen on investing in a bank which only operated by a phone app but was pleasantly surprised to find it very easy to set up and feel that I am getting competive interest rates with a no fuss system and feel my account is safe and secure.! Reviewed on: 15th March 2025

Atom bank in my view is Atomic

Atom bank in my view is Atomic. Easy to use App and having been with them over 2 years never any Difficulties with my savings and transfers between my bank 101% Bravo Atom !! Reviewed on: 15th March 2025

Easy to set up online

The account was really easy to set up online and they give a good interest rate compared to the other banks. Reviewed on: 15th March 2025

Atom is a no frills bank offering great products wit...

Atom is a no frills bank offering great products with great interest rates and their online customer service is excellent Reviewed on: 15th March 2025

Really like the interest rates- so easy to transfer!

Really like the interest rates- so easy to transfer! Reviewed on: 15th March 2025

Nice and easy

Easy to set up account, Very simple to use Reviewed on: 15th March 2025

Good Service

Its been good. Customer service has been good. i had an issue with trying to withdraw amount but the service was good in resolving the issue. Reviewed on: 15th March 2025

Atom savings review

I love my savings accounts, I get detailed updates and I can see how much money I've made through interest! I would love for Atom to start doing interest predictions for the next month though, based on the amount we have. Reviewed on: 15th March 2025

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