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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Excellent Service

Easy to deal with, someone answers the phone pretty quickly if needed, accounts simple to manage, you are kept up to date via messages if something needs to be done. Competitive rates of interest usually in the top 2 or 3 available. Would recommend anyone to give them a try!! Reviewed on: 14th March 2025

Atom bank

Been with Atom a long time.The site is so easy to navigate and customer service is simply the best. Reviewed on: 14th March 2025

Easy to use online bank with great interest rates an...

Easy to use online bank with great interest rates and a great app Reviewed on: 14th March 2025

Happy customer

Really easy app to use.. Well laid out and simple to navigate. Decent interest rates. Reviewed on: 14th March 2025

Excellent digital bank from Up North!

I’ve found the Atom bank app so easy to use and have opened a second fixed term saver with great interest at the end of the term. Couldn’t be easier to open an account and use the app. Would highly recommend and they are from Up North! Reviewed on: 14th March 2025

Easy and secure

So easy to use, and excellent security when logging in Reviewed on: 14th March 2025

Very easy to use either zero or few hiccups

Very easy to use either zero or few hiccups Reviewed on: 14th March 2025

GIt was timely finding Atom bank when I did after ye...

GIt was timely finding Atom bank when I did after years of getting no interest on my savings and the competed well in the market place when I first took a look and began my journey there.I have had a mix of accounts which have been easily negotiable on the App and plan to continue doing so. PS I spotted Atom bank on Martin Lewis's Money Saving Expert site. Reviewed on: 14th March 2025

Straightforward and flexible savings

Set up and transferring funds into savings accounts was very straightforward. I particularly like the range of fixed term periods on offer, and the interest rates are very competitive. Communications from Atom are clear and easy to understand. Reviewed on: 14th March 2025

Just a great Bank, easy to use, good rates

Just a great Bank, easy to use, good rates Reviewed on: 14th March 2025

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