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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great platform with excellent interest rates

5
The rates are very competitive and the App has a lovely layout and easy to use. Reviewed on: 15th March 2025

Great bank. Highly recommend.

5
Service could not have been more helpful. Interest rate very good. Reviewed on: 15th March 2025

Excellent Rates

5
I've never had the need to use customer service. The interest rates are very good and it's easy to open and deposit money as well as removed funds Reviewed on: 14th March 2025

App very easy to use, rates are always competitive

5
App very easy to use, rates are always competitive Reviewed on: 14th March 2025

Always fast and explicit with information and offers...

5
Always fast and explicit with information and offers the best saver rates for short term. I have been using it from the start of its launch. Reviewed on: 14th March 2025

Very easy and fast to set up accounts also very secure.

5
Very easy and fast to set up accounts also very secure. Great Interest rates also the app works perfectly. Reviewed on: 14th March 2025

Straightforward banking

5
Account opening was straight forward. The rates offered are very competitive. The app is reasonably slick. Transfers to other accounts are easy. Reviewed on: 14th March 2025

Excellent Service

5
Easy to deal with, someone answers the phone pretty quickly if needed, accounts simple to manage, you are kept up to date via messages if something needs to be done. Competitive rates of interest usually in the top 2 or 3 available. Would recommend anyone to give them a try!! Reviewed on: 14th March 2025

Atom bank

5
Been with Atom a long time.The site is so easy to navigate and customer service is simply the best. Reviewed on: 14th March 2025

Easy to use online bank with great interest rates an...

5
Easy to use online bank with great interest rates and a great app Reviewed on: 14th March 2025

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