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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Brilliant.

All brilliant, the app is great and even a confirmed luddite can make it happen the way it is intended. Reviewed on: 14th March 2025

Easy to use app and good savings rate

Easy to use app and one of the best savings rates Reviewed on: 14th March 2025

What's not to like?

Interest rates are always among the best. The app is very easy to use. All communication is clear and timely. What's not to like? Reviewed on: 14th March 2025

A no fuss bank

A no fuss bank for the internet age. Reviewed on: 14th March 2025

Great bank!

Very easy to set up a fixed term saver. Loved the layout of the app - enjoyed watching my savings grow! I got a very competitive rate of interest and the maturing process was straightforward - I was asked what I wanted to do with my money 3 days before and the transfer happened on the day of maturing, despite this being at the weekend. Impressive! Reviewed on: 14th March 2025

Fixed rate annual saver is very competitive, I’ve us...

Fixed rate annual saver is very competitive, I’ve used Atom a lot in recent years, and never had any issues, the app is very easy to negotiate Reviewed on: 14th March 2025

Good return for my money.

Good return for my money.....love the app easy to use Reviewed on: 14th March 2025

Very handy app to use & efficient to use

Very handy app to use & efficient to use Reviewed on: 14th March 2025

Great savings rates

Great savings rates and so easy to operate my account. Good communication too, do I am kept informed of any updates etc. Reviewed on: 14th March 2025

Easy to use App

Relatively easy to use APP which has been improved since I started investing. At maturity its easy to decide whether to 'stick' or 'twist'. Initially, at the completion of the tax year, I struggled to locate and download the tax documents but now I'm comfortable. Reviewed on: 14th March 2025

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