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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Beneficial interest rates and a great App

After finding beneficial interest rates for Atom on the Martin Lewis email, myself and my husband both signed up. The bonus was the easy-to-navigate App - so easy to apply and understand. Would happily use them again should their rates be competitive. Reviewed on: 14th March 2025

Good bank

Been with Atom now for 3 years, and never had a problem Reviewed on: 14th March 2025

Great app would definitely recommend this bank

Great app would definitely recommend this bank Reviewed on: 14th March 2025

I have never had any problems using Atom as you are...

I have never had any problems using Atom as you are able to use it 24 hours a day and very quick in dealing with all transactions. Reviewed on: 14th March 2025

APP is easy to navigate and obtain any information r...

APP is easy to navigate and obtain any information required. Reviewed on: 14th March 2025

Everything is going swimmingly, what else is there t...

Everything is going swimmingly, what else is there to say except "well done." Reviewed on: 14th March 2025

Very happy with the service.

Very happy with the service. Found setting up the initial investment easy to do. Happy to recommend to family and friends. Reviewed on: 14th March 2025

Great results

I have been saving with you for over a year now and have been very satisfied with the result Reviewed on: 14th March 2025

I'm very happy with atom

I'm very happy with atom so far, I like the design of the app and the interest rate offered is good Reviewed on: 14th March 2025

Atom - not small but titanic!

I love the ease of opening accounts, the ease of comparing savings growth and consistent interest rates that outperform many high street banks. I will keep on reinvesting with Atom as the banking is so simple & user friendly. I have confidence with their security and knowing my savings are safe. Reviewed on: 14th March 2025

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