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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Happy customer

Really easy app to use.. Well laid out and simple to navigate. Decent interest rates. Reviewed on: 14th March 2025

Excellent digital bank from Up North!

I’ve found the Atom bank app so easy to use and have opened a second fixed term saver with great interest at the end of the term. Couldn’t be easier to open an account and use the app. Would highly recommend and they are from Up North! Reviewed on: 14th March 2025

Easy and secure

So easy to use, and excellent security when logging in Reviewed on: 14th March 2025

Very easy to use either zero or few hiccups

Very easy to use either zero or few hiccups Reviewed on: 14th March 2025

GIt was timely finding Atom bank when I did after ye...

GIt was timely finding Atom bank when I did after years of getting no interest on my savings and the competed well in the market place when I first took a look and began my journey there.I have had a mix of accounts which have been easily negotiable on the App and plan to continue doing so. PS I spotted Atom bank on Martin Lewis's Money Saving Expert site. Reviewed on: 14th March 2025

Straightforward and flexible savings

Set up and transferring funds into savings accounts was very straightforward. I particularly like the range of fixed term periods on offer, and the interest rates are very competitive. Communications from Atom are clear and easy to understand. Reviewed on: 14th March 2025

Just a great Bank, easy to use, good rates

Just a great Bank, easy to use, good rates Reviewed on: 14th March 2025

Brilliant.

All brilliant, the app is great and even a confirmed luddite can make it happen the way it is intended. Reviewed on: 14th March 2025

Easy to use app and good savings rate

Easy to use app and one of the best savings rates Reviewed on: 14th March 2025

What's not to like?

Interest rates are always among the best. The app is very easy to use. All communication is clear and timely. What's not to like? Reviewed on: 14th March 2025

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