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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Brilliant.

5
All brilliant, the app is great and even a confirmed luddite can make it happen the way it is intended. Reviewed on: 14th March 2025

Easy to use app and good savings rate

5
Easy to use app and one of the best savings rates Reviewed on: 14th March 2025

What's not to like?

5
Interest rates are always among the best. The app is very easy to use. All communication is clear and timely. What's not to like? Reviewed on: 14th March 2025

A no fuss bank

5
A no fuss bank for the internet age. Reviewed on: 14th March 2025

Great bank!

5
Very easy to set up a fixed term saver. Loved the layout of the app - enjoyed watching my savings grow! I got a very competitive rate of interest and the maturing process was straightforward - I was asked what I wanted to do with my money 3 days before and the transfer happened on the day of maturing, despite this being at the weekend. Impressive! Reviewed on: 14th March 2025

Fixed rate annual saver is very competitive, I’ve us...

5
Fixed rate annual saver is very competitive, I’ve used Atom a lot in recent years, and never had any issues, the app is very easy to negotiate Reviewed on: 14th March 2025

Good return for my money.

5
Good return for my money.....love the app easy to use Reviewed on: 14th March 2025

Very handy app to use & efficient to use

5
Very handy app to use & efficient to use Reviewed on: 14th March 2025

Great savings rates

5
Great savings rates and so easy to operate my account. Good communication too, do I am kept informed of any updates etc. Reviewed on: 14th March 2025

Easy to use App

4
Relatively easy to use APP which has been improved since I started investing. At maturity its easy to decide whether to 'stick' or 'twist'. Initially, at the completion of the tax year, I struggled to locate and download the tax documents but now I'm comfortable. Reviewed on: 14th March 2025

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