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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

It does what it says on the tin.

It does what it says on the tin. Great customer service. Reviewed on: 14th March 2025

Happy customer

Always easy instructions, clear unbiased information, enabling my choices for my money. Atom politely keep me informed and all documents are accessible through the app. Now in my 3rd year as a happy customer! Reviewed on: 14th March 2025

Great Introductory Offer

Great Introductory offer and then a good new savings account. Reviewed on: 14th March 2025

App very easy to use; competitive rates, particularl...

App very easy to use; competitive rates, particularly on fixed rate saver products Reviewed on: 14th March 2025

Easy to use

Easy to use app. Consistently good rates. Reviewed on: 14th March 2025

Good rates and easy to use

Good rates. Very quick to open a new account. Alerts of maturity dates in good time. Easy to use. Documents in an easy to access vault. Reviewed on: 14th March 2025

I have been saving with Atom Bank for many years and...

I have been saving with Atom Bank for many years and I have found their savings rates very good. Their on-line banking is easy to understand and trouble free. I wouldn't hesitate to recommend them. Their 1 year fixed rate bond gives a good rate of interest and plenty of warning when it is due to expire. Reviewed on: 14th March 2025

Straightforward and easy to use.

Straightforward and easy to use. Communication is clear and concise. It would be nice if the platform could offer ISA products. Reviewed on: 14th March 2025

Atoms offers great interest on both long term fixed...

Atoms offers great interest on both long term fixed and easy access account. They have various products to choose from for all types of savers. I know that my money is safe with their robust security and they are always available and resolve any concerns or issues I may have. Reviewed on: 14th March 2025

Modern banking at its best

Just a continually smooth experience to manage my money. Informative projections of interest for future dates. Good communication about interest changes. Reviewed on: 14th March 2025

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