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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

A no fuss bank

A no fuss bank for the internet age. Reviewed on: 14th March 2025

Great bank!

Very easy to set up a fixed term saver. Loved the layout of the app - enjoyed watching my savings grow! I got a very competitive rate of interest and the maturing process was straightforward - I was asked what I wanted to do with my money 3 days before and the transfer happened on the day of maturing, despite this being at the weekend. Impressive! Reviewed on: 14th March 2025

Fixed rate annual saver is very competitive, I’ve us...

Fixed rate annual saver is very competitive, I’ve used Atom a lot in recent years, and never had any issues, the app is very easy to negotiate Reviewed on: 14th March 2025

Good return for my money.

Good return for my money.....love the app easy to use Reviewed on: 14th March 2025

Very handy app to use & efficient to use

Very handy app to use & efficient to use Reviewed on: 14th March 2025

Great savings rates

Great savings rates and so easy to operate my account. Good communication too, do I am kept informed of any updates etc. Reviewed on: 14th March 2025

Easy to use App

Relatively easy to use APP which has been improved since I started investing. At maturity its easy to decide whether to 'stick' or 'twist'. Initially, at the completion of the tax year, I struggled to locate and download the tax documents but now I'm comfortable. Reviewed on: 14th March 2025

Beneficial interest rates and a great App

After finding beneficial interest rates for Atom on the Martin Lewis email, myself and my husband both signed up. The bonus was the easy-to-navigate App - so easy to apply and understand. Would happily use them again should their rates be competitive. Reviewed on: 14th March 2025

Good bank

Been with Atom now for 3 years, and never had a problem Reviewed on: 14th March 2025

Great app would definitely recommend this bank

Great app would definitely recommend this bank Reviewed on: 14th March 2025

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