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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Straight forward and trouble free

5
Straight forward and trouble free Reviewed on: 14th March 2025

Easy digital accessibility understandable an open bo...

5
Easy digital accessibility understandable an open book seems no small hidden issue Reviewed on: 14th March 2025

KISS Keep it simple stupid

5
Possibly the simplest app to use in the world! Reviewed on: 14th March 2025

Happy with my overall experience.

5
Happy with my overall experience. Reviewed on: 14th March 2025

Very easy and straightforward to use

5
Very easy and straightforward to use Reviewed on: 14th March 2025

Excellent bank

5
Excellent bank and service, good interest rates Reviewed on: 14th March 2025

To describe atom in one word it would be "easy"

5
I found setting up the app easy with the speed of transactions and instant verification very re assuring. If I had to describe my experience in one word it would be " easy ". The speed and clarity gives more peace of mind than most other accounts. Reviewed on: 14th March 2025

Easy to use app with competitive rates.

5
Easy to use app with competitive rates. No issues having had many accounts over several years. Reviewed on: 14th March 2025

GREAT APP GREAT CUSTOMER SERVICE GREAT RATES A MODER...

5
GREAT APP GREAT CUSTOMER SERVICE GREAT RATES A MODERN BANK WITH A GOOD APPROACH TO MOBILE ACCESS AND CLEAR COMMUNICATION Reviewed on: 14th March 2025

Intuitive and good value!

5
Find Atom bank easy to use and offers lots of different options to suit your needs. An easy way to keep track of different pots and make sure you’re getting value for money. Find atom bank helps with questions easily as well and keeps you abreast of all info you need. Reviewed on: 14th March 2025

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