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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

App very easy to use; competitive rates, particularl...

App very easy to use; competitive rates, particularly on fixed rate saver products Reviewed on: 14th March 2025

Easy to use

Easy to use app. Consistently good rates. Reviewed on: 14th March 2025

Good rates and easy to use

Good rates. Very quick to open a new account. Alerts of maturity dates in good time. Easy to use. Documents in an easy to access vault. Reviewed on: 14th March 2025

I have been saving with Atom Bank for many years and...

I have been saving with Atom Bank for many years and I have found their savings rates very good. Their on-line banking is easy to understand and trouble free. I wouldn't hesitate to recommend them. Their 1 year fixed rate bond gives a good rate of interest and plenty of warning when it is due to expire. Reviewed on: 14th March 2025

Straightforward and easy to use.

Straightforward and easy to use. Communication is clear and concise. It would be nice if the platform could offer ISA products. Reviewed on: 14th March 2025

Atoms offers great interest on both long term fixed...

Atoms offers great interest on both long term fixed and easy access account. They have various products to choose from for all types of savers. I know that my money is safe with their robust security and they are always available and resolve any concerns or issues I may have. Reviewed on: 14th March 2025

Modern banking at its best

Just a continually smooth experience to manage my money. Informative projections of interest for future dates. Good communication about interest changes. Reviewed on: 14th March 2025

Straight forward and trouble free

Straight forward and trouble free Reviewed on: 14th March 2025

Easy digital accessibility understandable an open bo...

Easy digital accessibility understandable an open book seems no small hidden issue Reviewed on: 14th March 2025

KISS Keep it simple stupid

Possibly the simplest app to use in the world! Reviewed on: 14th March 2025

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