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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Atom - not small but titanic!

I love the ease of opening accounts, the ease of comparing savings growth and consistent interest rates that outperform many high street banks. I will keep on reinvesting with Atom as the banking is so simple & user friendly. I have confidence with their security and knowing my savings are safe. Reviewed on: 14th March 2025

It does what it says on the tin.

It does what it says on the tin. Great customer service. Reviewed on: 14th March 2025

Happy customer

Always easy instructions, clear unbiased information, enabling my choices for my money. Atom politely keep me informed and all documents are accessible through the app. Now in my 3rd year as a happy customer! Reviewed on: 14th March 2025

Great Introductory Offer

Great Introductory offer and then a good new savings account. Reviewed on: 14th March 2025

App very easy to use; competitive rates, particularl...

App very easy to use; competitive rates, particularly on fixed rate saver products Reviewed on: 14th March 2025

Easy to use

Easy to use app. Consistently good rates. Reviewed on: 14th March 2025

Good rates and easy to use

Good rates. Very quick to open a new account. Alerts of maturity dates in good time. Easy to use. Documents in an easy to access vault. Reviewed on: 14th March 2025

I have been saving with Atom Bank for many years and...

I have been saving with Atom Bank for many years and I have found their savings rates very good. Their on-line banking is easy to understand and trouble free. I wouldn't hesitate to recommend them. Their 1 year fixed rate bond gives a good rate of interest and plenty of warning when it is due to expire. Reviewed on: 14th March 2025

Straightforward and easy to use.

Straightforward and easy to use. Communication is clear and concise. It would be nice if the platform could offer ISA products. Reviewed on: 14th March 2025

Atoms offers great interest on both long term fixed...

Atoms offers great interest on both long term fixed and easy access account. They have various products to choose from for all types of savers. I know that my money is safe with their robust security and they are always available and resolve any concerns or issues I may have. Reviewed on: 14th March 2025

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