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Atom Bank: Savings reviews

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4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Reliable fair prompt good service

5
Reliable fair prompt good service Reviewed on: 14th March 2025
DP's avatar
DP

Consistently good

5
Easy to use app. Consistently good rates. Continue to introduce new products. Reviewed on: 14th March 2025
Chris Bolt's avatar
Chris Bolt

ATOM bank is the most user friendly bank I’ve found...

5
ATOM bank is the most user friendly bank I’ve found so far. The app is so simple to use. I have dyslexia and discalculia and I have made 1 year bond investments with other banks and then not been able to manage their complex access requirements. I will continue to use ATOM for my easy access account and for longer term investment. I know exactly where I am at all times due to their simple, clear transparency. Reviewed on: 14th March 2025
Georgie Ferraro's avatar
Georgie Ferraro

Easy to use app.

5
Easy to use app. Very good savings rate. Knowing your money is secure. Reviewed on: 14th March 2025
Mary S's avatar
Mary S

Easy to use app.

5
Easy to use app. You can find lots of information and all clearly set out. Easy to manage your money. Reviewed on: 14th March 2025
Neil D's avatar
Neil D

Highly commended.

5
Very easy to set a new account online. Competitive interest rate and excellent customer service. Reviewed on: 14th March 2025
David B's avatar
David B

review atom

5
solid performance, good website access Reviewed on: 14th March 2025
JJM's avatar
JJM

Great experience

5
Online process was excellent in setting up the account. interest paid monthly on time. Reviewed on: 14th March 2025
BW's avatar
BW

Atom bank gives me a piece of mind where my money is...

5
Atom bank gives me a piece of mind where my money is and is easy to use the apps what else do I need to say. it's just a shame they don't do Isa's. Reviewed on: 14th March 2025
Mr T's avatar
Mr T

Best saving rates

5
Atom offers very good interest rates, opening a saving account is an easy process. Easy but safe to use app. Reviewed on: 14th March 2025
Bruno 's avatar
Bruno

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