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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Happy with my overall experience.

Happy with my overall experience. Reviewed on: 14th March 2025

Very easy and straightforward to use

Very easy and straightforward to use Reviewed on: 14th March 2025

Excellent bank

Excellent bank and service, good interest rates Reviewed on: 14th March 2025

To describe atom in one word it would be "easy"

I found setting up the app easy with the speed of transactions and instant verification very re assuring. If I had to describe my experience in one word it would be " easy ". The speed and clarity gives more peace of mind than most other accounts. Reviewed on: 14th March 2025

Easy to use app with competitive rates.

Easy to use app with competitive rates. No issues having had many accounts over several years. Reviewed on: 14th March 2025

GREAT APP GREAT CUSTOMER SERVICE GREAT RATES A MODER...

GREAT APP GREAT CUSTOMER SERVICE GREAT RATES A MODERN BANK WITH A GOOD APPROACH TO MOBILE ACCESS AND CLEAR COMMUNICATION Reviewed on: 14th March 2025

Intuitive and good value!

Find Atom bank easy to use and offers lots of different options to suit your needs. An easy way to keep track of different pots and make sure you’re getting value for money. Find atom bank helps with questions easily as well and keeps you abreast of all info you need. Reviewed on: 14th March 2025

Easy to use app, good interest rates.

Easy to use app, good interest rates. Only drawback there is no ISA savings accounts. Reviewed on: 14th March 2025

Excellent Service

A good range of products, competitive rates of interest, easy to use 'App' to select and open products, confirmation of selection etc by email. Notification towards the end of the product term with possible future investment options. Excellent service from start to finish. Reviewed on: 14th March 2025

Best bank

Bestbank used over past 15 years. Reviewed on: 14th March 2025

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