Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5193)

I feel safe transferring my money.

I feel safe transferring my money. Reviewed on: 14th March 2025

Easy to set up.

Easy to set up. always good rates. Reviewed on: 14th March 2025

Happy customer for 5years

Quick and easy to set up. App is well designed to navigate.Great products. Happy customer Reviewed on: 14th March 2025

competitive rates and the App is very easy to use

Atom offers very competitive interest rates. It's very easy to set up a new savings account and they always give plenty of notice when rates are changing. The App is very easy to use and i have never had an issue with Atom bank. Reviewed on: 14th March 2025

Just perfect , absolutely covers all my needs

Just perfect , absolutely covers all my needs Reviewed on: 14th March 2025

Excellent banking experience, transactions are effec...

Excellent banking experience, transactions are effective immediately, rated neutral for customer relations because I have never had any issues. Reviewed on: 14th March 2025

Excellent app and good rates.

Excellent app and good rates. Everything I need from a savings account. Reviewed on: 14th March 2025

Quality App, fast, straightforward & secure

Quality App, fast, straightforward & secure, pleased that on the one occasion I had query & it was responded to quickly, politely and effectively. Rates are competitive and withdrawals completed easily and fast Reviewed on: 14th March 2025

My return on my one year Fixed Saving was excellent...

My return on my one year Fixed Saving was excellent better than I could have got anywhere else. After having the initial deposit in Premium Bonds for 3 years a family member recommended Atom and I’m so glad they did Reviewed on: 14th March 2025

Straight forward to set up & excellent rates

Straight forward easy to set up. Great rates. Reviewed on: 14th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Savings
from Virgin Money 4.43 from 61 reviews
Young Saver
from Metro Bank 4.89 from 392 reviews
95 Day Notice Account
from RCI Bank 4.88 from 842 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub