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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to use app that feels very secure

5
Easy to use app that feels very secure Reviewed on: 14th March 2025
Sian P's avatar
Sian P

Don’t be put off with online banking.

5
User friendly and with super communication. Reviewed on: 14th March 2025
Tina H's avatar
Tina H

Great online bank

5
Easy to open an account, good rates, and excellent customer service. Easy to use the app and instant debits and credits. Highly recommended. Reviewed on: 14th March 2025
Gill's avatar
Gill

I’ve been very impressed.

5
I’ve been very impressed. It’s a smooth operation, very efficiently run, good interest rates and they’re good about communicating. Reviewed on: 14th March 2025
Anne M's avatar
Anne M

Whole new way of banking.

5
Good rates of interest. Easy to open an account and the app is very easy to use. A whole new way of banking that feels more 21st Century. Reviewed on: 14th March 2025
Michael C's avatar
Michael C

Great Interest Rates

5
Great interest rates and easy access to money user friendly app. Reviewed on: 14th March 2025
Catherine G's avatar
Catherine G

Very easy to use.

5
Very easy to use. Good rates of interest. Reviewed on: 14th March 2025
Amanda W's avatar
Amanda W

Reliable fair prompt good service

5
Reliable fair prompt good service Reviewed on: 14th March 2025
DP's avatar
DP

Consistently good

5
Easy to use app. Consistently good rates. Continue to introduce new products. Reviewed on: 14th March 2025
Chris Bolt's avatar
Chris Bolt

ATOM bank is the most user friendly bank I’ve found...

5
ATOM bank is the most user friendly bank I’ve found so far. The app is so simple to use. I have dyslexia and discalculia and I have made 1 year bond investments with other banks and then not been able to manage their complex access requirements. I will continue to use ATOM for my easy access account and for longer term investment. I know exactly where I am at all times due to their simple, clear transparency. Reviewed on: 14th March 2025
Georgie Ferraro's avatar
Georgie Ferraro

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