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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Simple and easy to navigate

Very easy to log on and view or change things. Reviewed on: 18th March 2025

No Hidden Hoops!.

My experience has been very positive, I have not found any difficulty with the online app which is always available and straightforward to use. Reviewed on: 18th March 2025

Easy and stress free

Atom bank is the most straightforward and hassle free way to deposit and save money! The app works well and the interest rates are very good! I highly recommend ! Reviewed on: 18th March 2025

Ease of use

I came around them in reviews a little while ago, I think it's in Money saving expert in the web. It was straightforward and ease of use is phenomenal. Reviewed on: 18th March 2025

Good to use and very easy to deal with

Good to use and very easy to deal with Reviewed on: 18th March 2025

Intuitive Online Bank

Very easy to use app on IOS. Currently have an instant saver with them. There were better rates but I have found the interest rate changes to be consistent and fair. I find using the account intuitive and have never had an issue depositing or withdrawing money. Reviewed on: 17th March 2025

Easy to set up and transfer in and out.

Easy to set up and transfer in and out. Good rates of interest and app is easy to use and pleasing on the eye Reviewed on: 17th March 2025

The Atom App is simple, clear and easy to use.

The Atom App is simple, clear and easy to use. Reviewed on: 17th March 2025

The best a bank can be!! Who could ask for more.

When I first my account with them I called to make sure everything I was doing was correct. The staff couldn't have been more helpful. Additionally when it came to maturity time (3 times now) on a year long fixed rate bond again they were just brilliant, going through all the steps on the phone as the app was at times a little confusing (you all know they can be!!). All in all just a brilliant bank with great products and support staff. Reviewed on: 17th March 2025

Good bond rates

Excellent and easy access to good bonds rates Reviewed on: 17th March 2025

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