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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

competitive rates and the App is very easy to use

Atom offers very competitive interest rates. It's very easy to set up a new savings account and they always give plenty of notice when rates are changing. The App is very easy to use and i have never had an issue with Atom bank. Reviewed on: 14th March 2025

Just perfect , absolutely covers all my needs

Just perfect , absolutely covers all my needs Reviewed on: 14th March 2025

Excellent banking experience, transactions are effec...

Excellent banking experience, transactions are effective immediately, rated neutral for customer relations because I have never had any issues. Reviewed on: 14th March 2025

Excellent app and good rates.

Excellent app and good rates. Everything I need from a savings account. Reviewed on: 14th March 2025

Quality App, fast, straightforward & secure

Quality App, fast, straightforward & secure, pleased that on the one occasion I had query & it was responded to quickly, politely and effectively. Rates are competitive and withdrawals completed easily and fast Reviewed on: 14th March 2025

My return on my one year Fixed Saving was excellent...

My return on my one year Fixed Saving was excellent better than I could have got anywhere else. After having the initial deposit in Premium Bonds for 3 years a family member recommended Atom and I’m so glad they did Reviewed on: 14th March 2025

Straight forward to set up & excellent rates

Straight forward easy to set up. Great rates. Reviewed on: 14th March 2025

Clear and easy

I really appreciate how straightforward, easy to understand and transparent Atom banking is. So much better than the other banks and the interest rates are great too Reviewed on: 14th March 2025

Very easy and safe app.

Very easy and safe app. Love the security of Face Recognition. Great rates and easy communication through the app. Very happy, have already recommended to family and friends who are also now investing through Atom. Thank you! Reviewed on: 14th March 2025

Best ever fantastic

Best ever bank I have dealt with Reviewed on: 14th March 2025

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