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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

First Class Service

Service is important to me and they have been faultless from the beginning. Proud to be banking with them. Reviewed on: 13th March 2025

Consistently excellent banking with Atom

Consistently excellent from secure log in to app interface, ease of use and clear product descriptions. Pleasure to.bank with Atom. Reviewed on: 13th March 2025

Easy to navigate account with interest rates

Easy to navigate account with interest rates Reviewed on: 13th March 2025

Great user experience, but better value elsewhere

Great user experience and service, but slow to react to rate changes and therefore no longer offering the most competitive rates Reviewed on: 13th March 2025

So easy.

So easy. Transactions much quicker and simpler than other banks. When I have had to speak to customer services they were extremely helpful and professional . Excellent rates of interest on fixed rate accounts Reviewed on: 13th March 2025

clear easy website - slick service

clear easy website - slick service Reviewed on: 13th March 2025

Excellent rates, great app.

Their app is extremely easy to navigate, their customer service if needed is excellent. The accounts offered are few but all at great rates. I'm so glad that I decided to give Atom a look, best decision I've made regarding a bank. Reviewed on: 13th March 2025

Saving and technicle support when needed

I have found the Atom app easy to use, and when I’ve needed to contact via phone , I have found the representatives to be informative and ver helpfull.. Reviewed on: 13th March 2025

Easy and fuss free banking with excellent interest race

Easy and fuss free banking with excellent interest race Reviewed on: 13th March 2025

Secure, good rates, easy to use.

Secure, good rates, easy to use. Good layout of App. Extra security measures. If you do need to speak to someone, they are very helpful. Staff are knowledgeable of their products. Reviewed on: 13th March 2025

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