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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

never had a problem.

5
never had a problem. Excellent interest rates and app easy to use. Reviewed on: 13th March 2025

Love Atom - good products, great App - great service...

5
Love Atom - good products, great App - great service Reviewed on: 13th March 2025

Reliable and innovative

5
I discovered Atom when they first came to the market and have been using them ever since. Their platform is easy to use with a great illustration of what returns savers can expect. I chop and change providers to access the best rates and innovative products - Atom are the one provider I return to time and again Reviewed on: 13th March 2025

Great saving accounts with very competitive rates.

5
Great selection of saving accounts with very competitive rates, combined with the option to save over short term or longer. Customer service is always easily accessible via the app or over the phone. Reviewed on: 13th March 2025

Top banking service

5
Brilliant app. Great savings rates. Good communication Reviewed on: 13th March 2025

Great bank, simple and straightforward to use.

5
Great bank, simple and straightforward to use. Reviewed on: 13th March 2025

Easy to open the account, easy to access and transfe...

5
Easy to open the account, easy to access and transfer money in and out, offered good interest rate Reviewed on: 13th March 2025

Always found the bank to be very professional and of...

5
Always found the bank to be very professional and offer competitive rates. Having banked with Atom for several years I would have no hesitation in recommending them to friends and family Reviewed on: 13th March 2025

I wanted to invest a little money for my retirement.

5
I wanted to invest a little money for my retirement. I’ve always been a safe investor, usually placing any savings into a fixed term investment with my bank. This year the rates were really uncompetitive with my bank so I looked elsewhere and haven’t looked back! Atom was so easy to set up online and I find the app very easy to use in order to keep up to date with my savings. I now have a fixed term and instant access account with atom and would highly recommend. Reviewed on: 13th March 2025

Love using the atom bank app so easy and quick...

5
Love using the atom bank app so easy and quick Reviewed on: 13th March 2025

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