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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Really positive experience

5
Really positive experience since I opened my account - the whole process of opening an account was made so straightforward Reviewed on: 13th March 2025

Highly recommended

5
Great interest rates, quick and easy to open the accounts, any questions are answered promptly Reviewed on: 13th March 2025

Great bank, great app, easy to use

5
Great bank, great app, easy to use Reviewed on: 13th March 2025

Atom is a bank to trust

5
Where money is concerned I had little or no knowledge of investing or where to look. My mother passed away and left me some money which caused me great anxiety. I was looking for a safe place to put it and luckily i was watching a program that mentioned Atom Bank so I had a look and i must say that it was very informative and gave me the assurance that Atom was the right choice for me. They have kept me informed from the beginning and would definitely recommend them to my friends and family and look forward to using their services in the future Reviewed on: 13th March 2025

Very easy to set up in the first place and to invest...

5
Very easy to set up in the first place and to invest, move and remove money Reviewed on: 13th March 2025

Easy until something goes wrong

3
SImple, but hard to get a hold of anyone as it is a digital bank. App is easy to use and very easy to access products Reviewed on: 13th March 2025

Easy to manage on line , quick and easy to open new...

5
Easy to manage on line , quick and easy to open new accounts Reviewed on: 13th March 2025

Website is excellent

5
Website is excellent - simple, intuitive and fast. A fantastic example that sets a high bar for other providers to match. Reviewed on: 13th March 2025

Atom is the best on-line savings account.

5
Very clear and easy to use App, and a great rate. What's not to like! Reviewed on: 13th March 2025

Easy to use app.

5
Easy to use app. Easy to change preferences. Instant message when moving money Reviewed on: 13th March 2025

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