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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great saving accounts with very competitive rates.

Great selection of saving accounts with very competitive rates, combined with the option to save over short term or longer. Customer service is always easily accessible via the app or over the phone. Reviewed on: 13th March 2025

Top banking service

Brilliant app. Great savings rates. Good communication Reviewed on: 13th March 2025

Great bank, simple and straightforward to use.

Great bank, simple and straightforward to use. Reviewed on: 13th March 2025

Easy to open the account, easy to access and transfe...

Easy to open the account, easy to access and transfer money in and out, offered good interest rate Reviewed on: 13th March 2025

Always found the bank to be very professional and of...

Always found the bank to be very professional and offer competitive rates. Having banked with Atom for several years I would have no hesitation in recommending them to friends and family Reviewed on: 13th March 2025

I wanted to invest a little money for my retirement.

I wanted to invest a little money for my retirement. I’ve always been a safe investor, usually placing any savings into a fixed term investment with my bank. This year the rates were really uncompetitive with my bank so I looked elsewhere and haven’t looked back! Atom was so easy to set up online and I find the app very easy to use in order to keep up to date with my savings. I now have a fixed term and instant access account with atom and would highly recommend. Reviewed on: 13th March 2025

Love using the atom bank app so easy and quick...

Love using the atom bank app so easy and quick Reviewed on: 13th March 2025

Easy to use App.

Easy to use App. Competitive savings interest rates . Good comms and help with switching accounts after fix Reviewed on: 13th March 2025

Good app.

Good app. Good fix savings and instant savings as well. Reviewed on: 13th March 2025

Service is good! But interest rate is tricky!

Service is good! Interest rate is not bad. But once I joined the saving reward scheme, the interest rate reduced in next month. Reviewed on: 13th March 2025

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