Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Great user experience, but better value elsewhere

Great user experience and service, but slow to react to rate changes and therefore no longer offering the most competitive rates Reviewed on: 13th March 2025

So easy.

So easy. Transactions much quicker and simpler than other banks. When I have had to speak to customer services they were extremely helpful and professional . Excellent rates of interest on fixed rate accounts Reviewed on: 13th March 2025

clear easy website - slick service

clear easy website - slick service Reviewed on: 13th March 2025

Excellent rates, great app.

Their app is extremely easy to navigate, their customer service if needed is excellent. The accounts offered are few but all at great rates. I'm so glad that I decided to give Atom a look, best decision I've made regarding a bank. Reviewed on: 13th March 2025

Saving and technicle support when needed

I have found the Atom app easy to use, and when I’ve needed to contact via phone , I have found the representatives to be informative and ver helpfull.. Reviewed on: 13th March 2025

Easy and fuss free banking with excellent interest race

Easy and fuss free banking with excellent interest race Reviewed on: 13th March 2025

Secure, good rates, easy to use.

Secure, good rates, easy to use. Good layout of App. Extra security measures. If you do need to speak to someone, they are very helpful. Staff are knowledgeable of their products. Reviewed on: 13th March 2025

never had a problem.

never had a problem. Excellent interest rates and app easy to use. Reviewed on: 13th March 2025

Love Atom - good products, great App - great service...

Love Atom - good products, great App - great service Reviewed on: 13th March 2025

Reliable and innovative

I discovered Atom when they first came to the market and have been using them ever since. Their platform is easy to use with a great illustration of what returns savers can expect. I chop and change providers to access the best rates and innovative products - Atom are the one provider I return to time and again Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed term savings account
from RCI Bank 4.85 from 3962 reviews
Fixed Term Savings
from RBS 3.86 from 3 reviews
Savings
from Leeds Building Society 3.91 from 52 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub