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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great bank

5
App very easy to use easy to move money Reviewed on: 13th March 2025

Banking Made Easy

5
Good interest rates, App easy to use! Feel safe with my money in Atom! Reviewed on: 13th March 2025

Very professional bank - customer service always del...

5
Very professional bank - customer service always delivers Reviewed on: 13th March 2025

First class service from start to finish.

5
First class service from start to finish. Reviewed on: 13th March 2025

Have never let me down and results have always been...

5
Have never let me down and results have always been as promised. Excellent service with regular updates and no pressure. Reviewed on: 13th March 2025

Great app but savings rates are cut too quickly afte...

4
Great app but savings rates are cut too quickly after base rate changes Reviewed on: 13th March 2025

Although online use is very comprehensive, any probl...

5
Although online use is very comprehensive, any problems can be sorted over the phone by very polite and helpful staff. Reviewed on: 13th March 2025

Secure bank offering great rates and customer service

5
Great online Bank, 3 superb security features, excellent customer service, very competitive rates, have recommended to family members. Currently hold 3 fixed saver accounts, and will add to my portfolio with more this year Reviewed on: 13th March 2025

Straightforward great app.

5
Easy app straightforward choice of services Reviewed on: 13th March 2025

A modern bank account.

5
Setting up the account was very quick. The security levels were more advanced than any other bank account I have. Impressive to do both of those things at the same time. Lots of contact about interest payments and rate changes. Statements are ridiculously easy to get and download or email. Reviewed on: 13th March 2025

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