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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Secure bank offering great rates and customer service

Great online Bank, 3 superb security features, excellent customer service, very competitive rates, have recommended to family members. Currently hold 3 fixed saver accounts, and will add to my portfolio with more this year Reviewed on: 13th March 2025

Straightforward great app.

Easy app straightforward choice of services Reviewed on: 13th March 2025

A modern bank account.

Setting up the account was very quick. The security levels were more advanced than any other bank account I have. Impressive to do both of those things at the same time. Lots of contact about interest payments and rate changes. Statements are ridiculously easy to get and download or email. Reviewed on: 13th March 2025

Good range of products, competitive rates

Good range of products, competitive rates Reviewed on: 13th March 2025

Always great experience from the staff at Atom

Always great experience from the staff at Atom Reviewed on: 13th March 2025

Top draw

Calls are answered swiftly and staff aim to do there best for you Reviewed on: 13th March 2025

Easy to use app.

Easy to use app. It’s great to be able to do everything on your phone with good security. Reviewed on: 13th March 2025

AN excellent banking app and most reliable

I have been using Atom for few years with their fixed deposit and the app is so easy to use and every time I had any queries or issues, the staff will deal with it immediately. They are very professional and give the utmost best customer services. Very reliable and excellent on line bank even to a novice like me who fumbles with technology. I can always trust Atom and will continue to use this platform as the saving rates are usually one of the best too. Reviewed on: 13th March 2025

Easiest online bank to use.

Easiest online bank to use. Every transaction is so simple. Reviewed on: 13th March 2025

Excellent rates

Excellent rates for short, medium and long term savings. The best technical bank in their technology I have EVER used. It is clear to me that they are very much fore runners in the banking industry. Everything is succinct, easy to understand and deposits take seconds to show in accounts whilst competitors can take 24 hours. Very hard to fault hence my FIVE star review. Reviewed on: 13th March 2025

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