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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good range of products, competitive rates

Good range of products, competitive rates Reviewed on: 13th March 2025

Always great experience from the staff at Atom

Always great experience from the staff at Atom Reviewed on: 13th March 2025

Top draw

Calls are answered swiftly and staff aim to do there best for you Reviewed on: 13th March 2025

Easy to use app.

Easy to use app. It’s great to be able to do everything on your phone with good security. Reviewed on: 13th March 2025

AN excellent banking app and most reliable

I have been using Atom for few years with their fixed deposit and the app is so easy to use and every time I had any queries or issues, the staff will deal with it immediately. They are very professional and give the utmost best customer services. Very reliable and excellent on line bank even to a novice like me who fumbles with technology. I can always trust Atom and will continue to use this platform as the saving rates are usually one of the best too. Reviewed on: 13th March 2025

Easiest online bank to use.

Easiest online bank to use. Every transaction is so simple. Reviewed on: 13th March 2025

Excellent rates

Excellent rates for short, medium and long term savings. The best technical bank in their technology I have EVER used. It is clear to me that they are very much fore runners in the banking industry. Everything is succinct, easy to understand and deposits take seconds to show in accounts whilst competitors can take 24 hours. Very hard to fault hence my FIVE star review. Reviewed on: 13th March 2025

Very informative, easy to use app.

The Atom app is so easy to use, the interest rates are competitive and communication is excellent. Easy to resolve any queries and choice of new products is good. Reviewed on: 13th March 2025

Reliable and easy to contact.

Banked with Atom for 7 years now Reviewed on: 13th March 2025

Impressed with Atom

Very impressed good rates of interest been with Atom for a few years now. Reviewed on: 13th March 2025

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