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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Excellent bank

5
Been with them a few years now. Easy to manage accounts via the app. Great communication when relevant and reasonable interest rates. Reviewed on: 13th March 2025

I've used Atom for saving several times and it's so...

5
I've used Atom for saving several times and it's so easy to look at the accounts . Reviewed on: 13th March 2025

Very Useful

5
I use the Atom Instant Saver account for a "rainy day" fund; I transfer money regularly, keep a balance there, earning better interest than my current account, and transfer back as needed: it literally takes seconds! Reviewed on: 13th March 2025

Easy layout and intuitive.

5
Easy layout and intuitive. Great interest rates and differing fixed periods to chose from. Easy to add monies and withdraw at end of deposit period through a nominated account. Communication is clear and made in advance of the fixed sum maturing clearly indicating how much interest has been gained. Reviewed on: 13th March 2025

Easy banking with competitive interest rates and ver...

5
Easy banking with competitive interest rates and very helpful customer service who solve problems quickly and with great empathy Reviewed on: 13th March 2025

Atom! - Great banking app.

5
Great banking app. Extra levels of security for peace of mind. Easy and straightforward transaction with user interface. Reviewed on: 13th March 2025

Excellent Service All Round.

5
Brilliant service all round over the years l have been with Atom Banking. Reviewed on: 13th March 2025

Very efficient.

5
Very efficient. Easy to set up. Good interest rates. Very good app. Reviewed on: 13th March 2025

Good rates and good service

5
Always pleased with service provided by Atom Bank and with the good interest rates. Reviewed on: 13th March 2025

All very easy to use and the montly income is great...

5
All very easy to use and the montly income is great to have when retired. Reviewed on: 13th March 2025

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