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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Excellent rates

Excellent rates for short, medium and long term savings. The best technical bank in their technology I have EVER used. It is clear to me that they are very much fore runners in the banking industry. Everything is succinct, easy to understand and deposits take seconds to show in accounts whilst competitors can take 24 hours. Very hard to fault hence my FIVE star review. Reviewed on: 13th March 2025

Very informative, easy to use app.

The Atom app is so easy to use, the interest rates are competitive and communication is excellent. Easy to resolve any queries and choice of new products is good. Reviewed on: 13th March 2025

Reliable and easy to contact.

Banked with Atom for 7 years now Reviewed on: 13th March 2025

Impressed with Atom

Very impressed good rates of interest been with Atom for a few years now. Reviewed on: 13th March 2025

Excellent bank

Been with them a few years now. Easy to manage accounts via the app. Great communication when relevant and reasonable interest rates. Reviewed on: 13th March 2025

I've used Atom for saving several times and it's so...

I've used Atom for saving several times and it's so easy to look at the accounts . Reviewed on: 13th March 2025

Very Useful

I use the Atom Instant Saver account for a "rainy day" fund; I transfer money regularly, keep a balance there, earning better interest than my current account, and transfer back as needed: it literally takes seconds! Reviewed on: 13th March 2025

Easy layout and intuitive.

Easy layout and intuitive. Great interest rates and differing fixed periods to chose from. Easy to add monies and withdraw at end of deposit period through a nominated account. Communication is clear and made in advance of the fixed sum maturing clearly indicating how much interest has been gained. Reviewed on: 13th March 2025

Easy banking with competitive interest rates and ver...

Easy banking with competitive interest rates and very helpful customer service who solve problems quickly and with great empathy Reviewed on: 13th March 2025

Atom! - Great banking app.

Great banking app. Extra levels of security for peace of mind. Easy and straightforward transaction with user interface. Reviewed on: 13th March 2025

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