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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Been with Atom for several years and always received...

5
Been with Atom for several years and always received a good interest rate compared with other establishments. Always been easy to open anther fixed rate account when my existing one becomes close to maturing. Reviewed on: 13th March 2025
H Smeaton's avatar
H Smeaton

Money Modern

5
I love the way money is transferred so speedily when requested. It’s also simple to check my account Reviewed on: 13th March 2025
Pam M's avatar
Pam M

Really great user experience, simple to open the acc...

5
Really great user experience, simple to open the account, brilliant interest rate. The app is also very intuitive Reviewed on: 13th March 2025
Simon F's avatar
Simon F

Best bank in England I’m always loyal to Atom.

5
Best bank in England I’m always loyal to Atom. Reviewed on: 13th March 2025
Mary McGhee's avatar
Mary McGhee

Total hassle free banking and saving

5
Total hassle free banking and saving Reviewed on: 13th March 2025
Pauline M's avatar
Pauline M

Interest rates have been competitive

5
Interest rates have been competitive in the past, so I have chosen fixed-term products of varying durations. Some turned out to be less good in the long run, but that's always the risk you take when fixing. Reviewed on: 13th March 2025
LRL's avatar
LRL

Very clear and straightforward

5
It was easy to open an account, the app is very easy to use and the very straightforward. The interest rates are also very good. Reviewed on: 13th March 2025
PC's avatar
PC

Highly recommend Atom

5
On the rare occasions when I have needed to speak to Atom customer support I have always found them to be helpful and professional. Reviewed on: 13th March 2025
Joy Monk's avatar
Joy Monk

So easy to use and transactions done I minutes

5
So easy to use and transactions done I minutes Reviewed on: 13th March 2025
Roy 's avatar
Roy

The app is very user friendly and great communicatio...

5
The app is very user friendly and great communications - simple on expiry of fixed rates. Reviewed on: 13th March 2025
Beverley 's avatar
Beverley

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