Paid advertisement
Smart Money People Logo
Newsletter

Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5213)

Very efficient.

5
Very efficient. Easy to set up. Good interest rates. Very good app. Reviewed on: 13th March 2025

Good rates and good service

5
Always pleased with service provided by Atom Bank and with the good interest rates. Reviewed on: 13th March 2025

All very easy to use and the montly income is great...

5
All very easy to use and the montly income is great to have when retired. Reviewed on: 13th March 2025

Been with Atom for several years and always received...

5
Been with Atom for several years and always received a good interest rate compared with other establishments. Always been easy to open anther fixed rate account when my existing one becomes close to maturing. Reviewed on: 13th March 2025

Money Modern

5
I love the way money is transferred so speedily when requested. It’s also simple to check my account Reviewed on: 13th March 2025

Really great user experience, simple to open the acc...

5
Really great user experience, simple to open the account, brilliant interest rate. The app is also very intuitive Reviewed on: 13th March 2025

Best bank in England I’m always loyal to Atom.

5
Best bank in England I’m always loyal to Atom. Reviewed on: 13th March 2025

Total hassle free banking and saving

5
Total hassle free banking and saving Reviewed on: 13th March 2025

Interest rates have been competitive

5
Interest rates have been competitive in the past, so I have chosen fixed-term products of varying durations. Some turned out to be less good in the long run, but that's always the risk you take when fixing. Reviewed on: 13th March 2025

Very clear and straightforward

5
It was easy to open an account, the app is very easy to use and the very straightforward. The interest rates are also very good. Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.25 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products