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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good products and fair rates on annual bonds

Good products and fair rates on annual bonds Reviewed on: 13th March 2025

Love My Atom Account

Great interest rate on my savings and the app is great. Reviewed on: 13th March 2025

Easy to use app and great flexible range of saving i...

Easy to use app and great flexible range of saving investments Reviewed on: 13th March 2025

Good service , the staff on the phone are always cou...

Good service , the staff on the phone are always courteous Reviewed on: 13th March 2025

Very easy to access the app and open accounts.

Very easy to access the app and open accounts. Reviewed on: 13th March 2025

Great service and great app

Really easy to set up and very intuitive app which is easy to use Reviewed on: 13th March 2025

Atom Bank have not put a foot wrong.

Atom Bank have not put a foot wrong. Mobile app very intuitive, easy to use, mostly competitive rates, and on the rare occasion I've needed support they've been prompt and efficient Reviewed on: 13th March 2025

Very simple to use, very competitive savings rates

Very simple to use, very competitive savings rates Reviewed on: 13th March 2025

Superb Banking App.

Excellent Banking App easy to follow like the ID on this site too by facial recognition, voice or passcode.good interest rates too Reviewed on: 13th March 2025

Super easy app use such a refreshing change.

Super easy app to use makes such a refreshing change. good interest rates on easy access savings. Reviewed on: 13th March 2025

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