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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5210)

First time

5
First time I’ve used Atom and it was very easy. Reviewed on: 13th March 2025

Very happy customer

5
I have received very good service and information about accounts and interest rates for the past 3 years. Easy to set up accounts and accessible when needed. I also like the security on the Atom App. Reviewed on: 13th March 2025

Very user friendly app, very clear conditions of use...

5
Very user friendly app, very clear conditions of use and the investment rate is great. Reviewed on: 13th March 2025

Easy and no hassle, great App and brilliant interest...

5
Easy and no hassle, great App and brilliant interest rates on savings Reviewed on: 13th March 2025

Excellent online company.

5
Easy to follow the app and a really good rate offered. Very clear and concise. Reviewed on: 13th March 2025

App is one of the best and so easy to...

5
App is one of the best and so easy to use Reviewed on: 13th March 2025

Great!!!!!!

5
Great!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 13th March 2025

Very easy to use and intuitive phone application.

5
Very easy to use and intuitive phone application. Good saving interests. Reviewed on: 13th March 2025

Happy to endorse Atom Bank

5
Have saved with Atom Bank for several years and their interest rates have always been competitive. All my transactions are made online and I've never experienced any issues. They are good at sending reminders approaching maturity dates and their app is easy to negotiate. Reviewed on: 13th March 2025

Easy to use and excellent interest rates

5
Easy to use and excellent interest rates Reviewed on: 13th March 2025

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