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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Very easy to use and intuitive phone application.

Very easy to use and intuitive phone application. Good saving interests. Reviewed on: 13th March 2025

Happy to endorse Atom Bank

Have saved with Atom Bank for several years and their interest rates have always been competitive. All my transactions are made online and I've never experienced any issues. They are good at sending reminders approaching maturity dates and their app is easy to negotiate. Reviewed on: 13th March 2025

Easy to use and excellent interest rates

Easy to use and excellent interest rates Reviewed on: 13th March 2025

Best experience in online banking and savings app

Best experience in online banking and savings app Reviewed on: 13th March 2025

Best banking app and speedy transfers

Atom has the best banking app I have used to date - it is intuitive and very responsive. Payment transfers are quick to arrange and take effect, unlike other providers. I have also not experienced any IT outages of their system. Reviewed on: 13th March 2025

The smart thing to do

Having my money invested with Atom Bank was a leap for a traditionalist like me but I regret nothing. It’s nice to do business with an organisation with personality. It feels like the smart thing to do. Reviewed on: 13th March 2025

Really good rate and very easy to sign up for online...

Really good rate and very easy to sign up for online banking. App very easy to use as well Reviewed on: 13th March 2025

Very quick and easy ..

Very quick and easy to transfer money into the system via the app. Reviewed on: 13th March 2025

Right products

I've been able to find the right products to match my investments Reviewed on: 13th March 2025

Pleasant experience as a new customer A5*

Pleasant experience as a new customer A5* Reviewed on: 13th March 2025

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