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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Great rates and so easy tu use

5
Great rates and so easy tu use - and I am a 75 year old duffer with an iphone 8 Reviewed on: 13th March 2025

Atombank Service excellence.

5
App very easy to navigate customer service excellent. Atom interest rates are amongst the best I am retired happy my daughter introduced atombank to me. Perfect monthly income boost. Reviewed on: 13th March 2025

Easy to deal with and good rates of interest.

5
Easy to deal with and good rates of interest. Overall excellent. Reviewed on: 13th March 2025

Good experience to understand operating procedures.

5
Simple to understand operating procedures.Good structure of FAQ´...simple procedures in order to navigate the ATOM App. Reviewed on: 13th March 2025

Easy Application and Great Interest Rates

5
Very easy to open and online saver with a great interest rate. No need for the customer service team yet so can't comment on that. Reviewed on: 13th March 2025

Banking is super easy with Atom.

5
Banking is super easy with Atom. The app is super user friendly. Reviewed on: 13th March 2025

Highly recommend

5
The rates are good, the app is easy to use and I receive instant messages to any notifications on my account. Overall I’m very pleased with the account and the bank. Reviewed on: 13th March 2025

Great rates and easy to use

5
Very quick and easy to set up savings accounts at great rates. Reviewed on: 13th March 2025

big saving

5
Started off with fixed account got a good deal then re opened a new fixed one a yr later with a variable account I’m enjoy both accounts grow thank you Reviewed on: 13th March 2025

Compound Interest is the best

5
I chose Atom Bank for their very high interest rate, but what I really like best is that the interest is compounded. This means that even when they lowered their interest rate (in line with the Bank of England), I continued to get interest each month that increased my balance over time. Reviewed on: 13th March 2025

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