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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy Peasy to use!

5
The App is easy to use and easy to navigate round. Product details are clearly explained. Product rates are usually competitive. I like that my details remain on the app even when I have no "live" products. This means that when I am ready to open another product, my details are already there. Reviewed on: 13th March 2025

Always had a good experience with Atom.

5
Always had a good experience with Atom.Find online service easy to use for a 78yr old so easy to login and imformative unlikes some sites I’ve used and have given in.When I have had an issue and needed to telephone everyone has been very helpful and polite without making me feel stupid. Have recommended quite a few of my friends Well done Atom Bank. Reviewed on: 13th March 2025

Easy to set up and to access help and advice.

5
Easy to set up and to access help and advice. Reviewed on: 13th March 2025

Have used Atom for the last few years for my savings.

5
Have used Atom for the last few years for my savings. Great interest rates and easy to use App Reviewed on: 13th March 2025

I love the app and have found all the staff I’ve int...

5
I love the app and have found all the staff I’ve interacted with to be very helpful. I love Atom and have recommended it to many friends and family members Reviewed on: 13th March 2025

Excellent app, very user friendly.

5
Excellent app, very user friendly. Highly competitive savings rates, especially the Instant Saver Reward account. Reviewed on: 13th March 2025

Recommended it to my sister & had a few accounts wit...

5
Recommended it to my sister & had a few accounts with you. Only reason I’ve transferred funds is better interest rate. Reviewed on: 13th March 2025

Great rates and so easy tu use

5
Great rates and so easy tu use - and I am a 75 year old duffer with an iphone 8 Reviewed on: 13th March 2025

Atombank Service excellence.

5
App very easy to navigate customer service excellent. Atom interest rates are amongst the best I am retired happy my daughter introduced atombank to me. Perfect monthly income boost. Reviewed on: 13th March 2025

Easy to deal with and good rates of interest.

5
Easy to deal with and good rates of interest. Overall excellent. Reviewed on: 13th March 2025

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