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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

One of the best banks to invest with

I love Atom Bank for savings accounts, great products with excellent rates and so easy to set up and manage Reviewed on: 13th March 2025

A great App

Easy to set-up a savings account via an App which Im able to navigate without any issue. Competitive savings rate, always notified of any changes in interest rates. Reviewed on: 13th March 2025

Good rates of interest.

Good rates of interest. Flexible interest options like monthly or yearly payments Reviewed on: 13th March 2025

Great app, easy to use and contact customer service...

Great app, easy to use and contact customer service if needed. Reviewed on: 13th March 2025

I was unsure and nervous about moving to a on line s...

I was unsure and nervous about moving to a on line savings account but I found the process very simple and straightforward, very happy to have moved away from the high street banks. Reviewed on: 13th March 2025

Positive experience: easy to use app, regular and cl...

Positive experience: easy to use app, regular and clear updates regarding change in interest rates, on time interest payments. Reviewed on: 13th March 2025

Very easy to use the app.

Very easy to use the app. The interest rates are quite good. Reviewed on: 13th March 2025

I have been with Atom bank for several years now, ve...

I have been with Atom bank for several years now, very easy to use app and good customer service Reviewed on: 13th March 2025

The app is really clear and atom has really helped m...

The app is really clear and atom has really helped me save money Reviewed on: 13th March 2025

Thank You Team ATOMB

I am extremely happy with all aspects of ATOMB Banking. From the rates, customer service and the app which is brilliant. All transactions are very quickly updated and kept informed with any changes. I find I do stay with ATOMB when fixed rates are up for renewal, due to the overall service and rates I receive. Thank you Team ATOMB Reviewed on: 13th March 2025

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