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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

good service and account.

5
Easy to open and operate account,with no fuss or bother.Good interest rates Reviewed on: 13th March 2025

Really easy to set up a new account

5
Really easy to set up a new account with a competitive interest rate. Also very quick to transfer funds in and out. Reviewed on: 13th March 2025

Highly Recommend

5
Great service at all times. Good rates as well. Reviewed on: 13th March 2025

Everything went according to plan with no issues to...

5
Everything went according to plan with no issues to report Reviewed on: 13th March 2025

Originally joined due to excellent savings rates.

4
Originally joined due to excellent savings rates. Very easy access and easy to set up, good customer service. It's a shame that the rates have now dropped so much, but we still rate the ease of use of the account. Reviewed on: 13th March 2025

Excellent!

5
I have used Atom for the past 4 or 5 years and have always received very competitive rates and excellent customer service. Reviewed on: 13th March 2025

I have nothing but praise for the company.

5
I have nothing but praise for the company as a not particularly tech savvy person I have found every step straight forward from the outset. Reviewed on: 13th March 2025

Easy and straightforward service

5
Easy and straightforward service Reviewed on: 13th March 2025

I never had any trouble with Latin Bank , always acc...

4
I never had any trouble with Latin Bank , always access my bank any time I want and the race is average could do better, but I’m okay with it thank you Reviewed on: 13th March 2025

Great bank

5
Great on line bank fabulous rates Reviewed on: 13th March 2025

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