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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great fixed savings rate.

Great fixed savings rate. Easy to use app. Reviewed on: 13th March 2025

competitive interest rates

User friendly app, easy to transfer & keep track of savings, plus competitive interest rates across most accounts Reviewed on: 13th March 2025

Enjoyed savings rates and apps ease of use

Enjoyed savings rates and apps ease of use Reviewed on: 13th March 2025

very good online savings acvount

I was looking for an online bank to save with and was shown the app.and having looked further into Atom bank my mind was made up..simple to use.very happy with thier services... Reviewed on: 13th March 2025

simple to use, clear rates and effective app

simple to use, clear rates and effective app Reviewed on: 13th March 2025

Atom Bank is a standout choice for savers, offering...

Atom Bank is a standout choice for savers, offering competitive interest rates on its savings-only accounts. With a fully digital, app-based platform, it provides a seamless and convenient way to manage your savings from anywhere. The bank’s straightforward approach makes it easy to track your progress, and their fixed-rate savings options ensure predictable returns. Security is a priority, with strong measures in place to protect your funds. While Atom Bank doesn’t offer traditional banking services, its focus on delivering great value for savers makes it an excellent option for those looking to maximize their savings. Reviewed on: 13th March 2025

excellent service works very well

excellent service works very well Reviewed on: 13th March 2025

Good rates

I currently have several fixed savings accounts and were very simple to set up with good rates. Reviewed on: 13th March 2025

UI is so user friendly that makes it easy to manage...

UI is so user friendly that makes it easy to manage your money Reviewed on: 13th March 2025

The Atom experience.

Having used only the Atom banking app everything has worked at expected, without issues. Excellent, thank you. Reviewed on: 13th March 2025

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