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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Good rates

I currently have several fixed savings accounts and were very simple to set up with good rates. Reviewed on: 13th March 2025

UI is so user friendly that makes it easy to manage...

UI is so user friendly that makes it easy to manage your money Reviewed on: 13th March 2025

The Atom experience.

Having used only the Atom banking app everything has worked at expected, without issues. Excellent, thank you. Reviewed on: 13th March 2025

good service and account.

Easy to open and operate account,with no fuss or bother.Good interest rates Reviewed on: 13th March 2025

Really easy to set up a new account

Really easy to set up a new account with a competitive interest rate. Also very quick to transfer funds in and out. Reviewed on: 13th March 2025

Highly Recommend

Great service at all times. Good rates as well. Reviewed on: 13th March 2025

Everything went according to plan with no issues to...

Everything went according to plan with no issues to report Reviewed on: 13th March 2025

Originally joined due to excellent savings rates.

Originally joined due to excellent savings rates. Very easy access and easy to set up, good customer service. It's a shame that the rates have now dropped so much, but we still rate the ease of use of the account. Reviewed on: 13th March 2025

Excellent!

I have used Atom for the past 4 or 5 years and have always received very competitive rates and excellent customer service. Reviewed on: 13th March 2025

I have nothing but praise for the company.

I have nothing but praise for the company as a not particularly tech savvy person I have found every step straight forward from the outset. Reviewed on: 13th March 2025

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