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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Very helpful on the telephone , polite, concise, and...

Very helpful on the telephone , polite, concise, and supportive Reviewed on: 13th March 2025

Simple to use app, competitive rates & good communic...

Simple to use app, competitive rates & good communication Reviewed on: 13th March 2025

The Atom bank app is brilliant.

The Atom bank app is brilliant. Well set out and easy to use. Will definitely be staying with Atom Reviewed on: 13th March 2025

Best banking app ever

Atom is an excellent banking app. Everything is clearly laid out, it's so easy to navigate my account & find the information that I need. Communication & notifications are spot on. I think it's the best banking app I've ever used. Reviewed on: 13th March 2025

Simple Stuff

Simple, responsive app based, I have had no need to contact a real living person. Reviewed on: 13th March 2025

Very easy to use also good rates

Very easy to use also good rates Reviewed on: 13th March 2025

Simple Competitive Fair

A simple process to set up an account and a very competitive rate, and fair terms. Reviewed on: 13th March 2025

Excellent service and rate offer

Excellent service and rate offer Reviewed on: 13th March 2025

Easy to use, good value competative savings products.

Easy to use, good value competative savings products. Never had a problem in the years I have had accounts with Atom Reviewed on: 13th March 2025

Fixed rate/term perfect for value and access.

Fixed rate/term perfect for value and access. Reviewed on: 13th March 2025

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