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Atom Bank: Savings reviews

4.81
Based on 5,214 reviews, last reviewed 3rd Sep 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026
Mark A's avatar
Mark A

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5214)

We have 5 Atom Account !

5
My wife and I both have had an Atom account for 2-3 years now and once we had passed security checks to set up the account and link our bank accounts everything has run smoothly. The Atom bank app is very easy to use and transfer money in and out of! We chose Atom because they continually offer competitive interest rates on the banking and savings accounts. We have opened fixed and flexible savings accounts to benefit from high rates and access to our savings. The app always updates us with changes to the account but is easy to check balances and interest earned! We are very happy with Atom and can recommend them with confidence! Reviewed on: 13th March 2025

Excellent all round.

5
Very easy to set up an account excellent communication. No problems with any part of the process. Would highly recommend. Reviewed on: 13th March 2025

Easy, professional and efficiently friendly

5
As an OAP this is the first time I have used an online bank and have found the whole system easy to use and understand. I also like the underlying tone of friendly efficiency which gives me total confidence in Atom, it’s team and their values. Reviewed on: 13th March 2025

Easy to use App for online investment.

5
Easy to use App for online investment. Interest rates are competitive. Reviewed on: 13th March 2025

Good service and easy app to navigate

5
Good service and easy app to navigate Reviewed on: 13th March 2025

Always gets things right.

5
Always gets things right. Very competitive interest rates. Reviewed on: 13th March 2025

A* banking experience Atom ..

5
Fantastic no fuss bank does what it says on the tin Reviewed on: 13th March 2025

Overall experience with Atom Bank has been excellent.

5
Overall experience with Atom Bank has been excellent. Easy to use app, good communication and great interest rates. I would recommend to family and friends Reviewed on: 13th March 2025

Seamless navigation through the ap with transparent...

5
Seamless navigation through the ap with transparent and well explained products Reviewed on: 13th March 2025

Easy to use App and good communication.

5
Easy to use App and good communication. Reviewed on: 13th March 2025

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