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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Fantastic bank

Great easy to use app and fantastic rates, my friends and family all now love and use Atom Reviewed on: 13th March 2025

I have been with Atom Bank for several years now.

I have been with Atom Bank for several years now. I find their app very easy to use and their interest rates or among the best. It’s very easy to set up account and they contact you in ample time when your account is maturing so that you can decide which new account you want to open. Reviewed on: 13th March 2025

A very easy to use, streamlined onboarding process t...

A very easy to use, streamlined onboarding process that makes great use of technology. A good range of products, offering very competitive rates. An easy to use app that does everything you need, without unnecessary frills. Reviewed on: 13th March 2025

Excellent

Received service what is needed and very explicit Reviewed on: 13th March 2025

I find the app very easy to use, the staff are very...

I find the app very easy to use, the staff are very friendly & the rates are competitive Reviewed on: 13th March 2025

Helpful human customer service.

Helpful human customer service. Phone answered quickly. Good products. ISA? Reviewed on: 13th March 2025

Easy and efficient transfer and App simple to use .

Easy and efficient transfer and App simple to use . Great interest rates ! Reviewed on: 13th March 2025

REAL PEOPLE REAL CUSTOMER SERVICE

i HAVE NEVER USED A WHOLLY ONLINE BANK SO WAS A LITTLE NERVOUS BUT I HAVE TO SAY THE RESPONSE RATE TIME IS UNBELIEVABLE AND RESPONSE ACCURACY AND SUPPORT IS IMPECABLE. IT IS REFRESHING NOT TO FEEL LIKE YOU ARE CHATTING TO A BOT IN A CHAT FUNCTION AND TO HAVE QUERIES DEALT WITH LITERALLY WITHIN MINUTES Reviewed on: 13th March 2025

Very easy to open accounts via the app.

Very easy to open accounts via the app. Good rates. Their banking system seems good. I pay money into their accounts and quite often get a notification the money has gone in within a minute of sending it. Also had to register a lasting power of attorney for my mum with them and their customer service people were great at sorting it out efficiently. Never have to wait long for them to answer the phone either. Highly recommend them from my experience so far. Reviewed on: 13th March 2025

Great interest rates.works for me

Great interest rates. Easy to use app. Great communicators. Reviewed on: 13th March 2025

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