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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

atom bank app

The atom bank app is intuitive, and the customer service is responsive, ensuring users feel supported every step of the way Reviewed on: 13th March 2025

Nice app design and good interest rates.

Nice app design. Payments and other decisions are actioned quickly. Terms are fairly transparent. Interest rates competitive. Reviewed on: 13th March 2025

Great easy to use app and clear accessible savings p...

Great easy to use app and clear accessible savings products. Good communication. Reviewed on: 13th March 2025

Used for fixed saver because of good rate.

Used for fixed saver because of good rate. Easy to use app and also got my old mum to use Atom and save money Reviewed on: 13th March 2025

Best bank I've ever had and very professional and ea...

Best bank I've ever had and very professional and easy to get hold of on the phone if need be Reviewed on: 13th March 2025

Great app, no issues whatsoever

Great app, no issues whatsoever, customer service line answered promptly on one occasion had to use Reviewed on: 13th March 2025

We have 5 Atom Account !

My wife and I both have had an Atom account for 2-3 years now and once we had passed security checks to set up the account and link our bank accounts everything has run smoothly. The Atom bank app is very easy to use and transfer money in and out of! We chose Atom because they continually offer competitive interest rates on the banking and savings accounts. We have opened fixed and flexible savings accounts to benefit from high rates and access to our savings. The app always updates us with changes to the account but is easy to check balances and interest earned! We are very happy with Atom and can recommend them with confidence! Reviewed on: 13th March 2025

Excellent all round.

Very easy to set up an account excellent communication. No problems with any part of the process. Would highly recommend. Reviewed on: 13th March 2025

Easy, professional and efficiently friendly

As an OAP this is the first time I have used an online bank and have found the whole system easy to use and understand. I also like the underlying tone of friendly efficiency which gives me total confidence in Atom, it’s team and their values. Reviewed on: 13th March 2025

Easy to use App for online investment.

Easy to use App for online investment. Interest rates are competitive. Reviewed on: 13th March 2025

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