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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very satisfying to engage with Atom Bank, as their e...

5
Very satisfying to engage with Atom Bank, as their explanations are very simple and straightforward. Options are laid out clearly and the processes are easy to understand. Reviewed on: 13th March 2025

Excellently organise, has a good company to work with

5
Excellently organise, has been a good company to work with for several years. The rates are very good and the system is very clearly described. Reviewed on: 13th March 2025

Excellent interest rates and service

5
Easy to add or withdraw money. Excellent interest rates for instant access and for fixed savings. Simple to use. I have used Atom for many years with no issues. Reviewed on: 13th March 2025

App very easy to use.

5
App very easy to use. Interest rates competitive. Reviewed on: 13th March 2025

Very good interest rates and great customer service.

5
Very good interest rates and great customer service. Very straightforward to use the Atom App and I have had no problems at all since putting my savings into Atom about a year ago Reviewed on: 13th March 2025

Very simple app to operate, easy to manage my savings

5
Very simple app to operate, making it easy to manage my savings with Atom. Great savings interest rates, hence I have recommended to other members of my family who have both opened fixed rate savings accounts with Atom. Reviewed on: 13th March 2025

Money saving made easy!

5
Money saving made easy! Use the fixed savers pots for the past 7 years or so and have continued to use them since. Reviewed on: 13th March 2025

Does what it says on the tin .

5
Good easy to use Web site with good interest rates. Reviewed on: 13th March 2025

My experience has been great

5
My experience has been great with the service provided. Whenever I had a query, the staff had always been helpful and had resolved my query. Reviewed on: 13th March 2025

Brill all round, thanks.

5
Brill all round, thanks. Easy to use the app, and slick movement of funds Reviewed on: 13th March 2025

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