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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Great app but could be better and smoother.

4
Great app but could be better and smoother. Reviewed on: 13th March 2025

Informative app easy to use competitive rates

5
Informative app easy to use competitive rates Reviewed on: 13th March 2025

Fast transactions, no hassle.

5
Fast transactions, no hassle. Great bank. Reviewed on: 13th March 2025

found them to be reliable and competitive

5
Have used Atom for several years and found them to be very reliable and competitive. Reviewed on: 13th March 2025

My experience has been very positive.

5
My experience has been very positive. Money is moved into and out of the account with ease. The app is very user friendly. Reviewed on: 13th March 2025

Always straightforward to deal with.

5
Always straightforward to deal with. Transactions quick and efficient. As yet I’ve only had a exceptional service from them. Reviewed on: 13th March 2025

Atom ease

5
So easy to use the app and set any account up of your choice. Was surprised!! Reviewed on: 13th March 2025

customer services contact

5
I had to contact customer services when one of my accounts was matur Reviewed on: 13th March 2025

Confidence building app.

5
Confidence building app. Highly responsive Reviewed on: 13th March 2025

Highly recommend

5
The app has very good user interface which I appreciate. The bank also provides good interest rates. There is great communication when it comes to account opening and account closure. I also like the security element of having 3 different ways to log in. Reviewed on: 13th March 2025

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