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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great experience

I've always had a good experience from keeping my money safe and secure to dealing with customer services. The interest rate has always been the best out there. Reviewed on: 13th March 2025

A good product in an easy to use app.

A good product in an easy to use app. Excellent communication regarding all aspects of my investment Reviewed on: 13th March 2025

Atom is is an asset to the banking world

My savings accounts attract a good rate of interest. The app works extremely well. Access is simple and reliable. Atom keeps me up to date and informed when accounts mature with plenty of time to make decisions about further investments. Reviewed on: 13th March 2025

Simple, clear and speedy.

Simple, clear and speedy. Range of short as well as longer investment terms. Quick excellent help on phone if any queries. I feel confident in investing with them. Reviewed on: 13th March 2025

This is the only instant bank I know, no waiting whe...

This is the only instant bank I know, no waiting when you pay in or draw out, interest is credited to you on the day it is due wether it is weekend Christmas Day, New Year’s Day etc. I now use the instant access reward as a fixed saver and do not touch it due to the interest rate. Reviewed on: 13th March 2025

Easy to set up accounts, simple to use, love Kerching.

Easy to set up accounts, simple to use, love Kerching. Have instant access and fixed rate accounts Reviewed on: 13th March 2025

Simple but very effective

Easy to understand. Easy to open account. Simple dash to look at account. Reviewed on: 13th March 2025

Only used limited services

Only used limited services but happy with term deposit and saving account options. Reviewed on: 13th March 2025

I have da money, I think.

I have da money, I think..I wanna see if I canna get some more da money. I lookie see an find Atom. Atom look good with da App and I canna see all I have regular with update of interest on da money, me an da Mama are happy people. I return 3 times now and have Mama do same too...We Happy, we carry on. Atom good, deserve award, give it or Papa and Mama come looking for you .. Reviewed on: 13th March 2025

Very good app, easy to navigate and no fuss.

Very good app, easy to navigate and no fuss. Reviewed on: 13th March 2025

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