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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Only used limited services

Only used limited services but happy with term deposit and saving account options. Reviewed on: 13th March 2025

I have da money, I think.

I have da money, I think..I wanna see if I canna get some more da money. I lookie see an find Atom. Atom look good with da App and I canna see all I have regular with update of interest on da money, me an da Mama are happy people. I return 3 times now and have Mama do same too...We Happy, we carry on. Atom good, deserve award, give it or Papa and Mama come looking for you .. Reviewed on: 13th March 2025

Very good app, easy to navigate and no fuss.

Very good app, easy to navigate and no fuss. Reviewed on: 13th March 2025

Very satisfying to engage with Atom Bank, as their e...

Very satisfying to engage with Atom Bank, as their explanations are very simple and straightforward. Options are laid out clearly and the processes are easy to understand. Reviewed on: 13th March 2025

Excellently organise, has a good company to work with

Excellently organise, has been a good company to work with for several years. The rates are very good and the system is very clearly described. Reviewed on: 13th March 2025

Excellent interest rates and service

Easy to add or withdraw money. Excellent interest rates for instant access and for fixed savings. Simple to use. I have used Atom for many years with no issues. Reviewed on: 13th March 2025

App very easy to use.

App very easy to use. Interest rates competitive. Reviewed on: 13th March 2025

Very good interest rates and great customer service.

Very good interest rates and great customer service. Very straightforward to use the Atom App and I have had no problems at all since putting my savings into Atom about a year ago Reviewed on: 13th March 2025

Very simple app to operate, easy to manage my savings

Very simple app to operate, making it easy to manage my savings with Atom. Great savings interest rates, hence I have recommended to other members of my family who have both opened fixed rate savings accounts with Atom. Reviewed on: 13th March 2025

Money saving made easy!

Money saving made easy! Use the fixed savers pots for the past 7 years or so and have continued to use them since. Reviewed on: 13th March 2025

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