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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Superb platform , excellent products , easy to use ,...

5
Superb platform , excellent products , easy to use , have recommended to lots of friends and family Reviewed on: 13th March 2025

Competitive interest rates, efficient service.

5
Competitive interest rates, efficient service. Never had a problem. Reviewed on: 13th March 2025

Great rates - I picked Atom as they had great rates...

5
Great rates - I picked Atom as they had great rates but they've been easy to use too. Now have many fixed savers and have recommended multiple friends/family to use them. Reviewed on: 13th March 2025

Interest rate is ok, but sometimes cannot login app.

4
Interest rate is ok, but sometimes cannot login app. Reviewed on: 13th March 2025

They offer excellent rates and choices of account.

5
They offer excellent rates and choices of account. Very easy to deal with, customer service has been excellent whenever I have needed use them. Reviewed on: 7th March 2025

Does the simple things easily.

5
Does the simple things easily. No hassle Reviewed on: 5th March 2025

Fantastic app, great interest rates

5
Fantastic app, great interest rates Reviewed on: 3rd March 2025

Competitive rates

5
Competitive rates and wish could use Atom Bank for my daily current account. Reviewed on: 27th February 2025

Atom offer very competitive savings rates, have a us...

5
Atom offer very competitive savings rates, have a user friendly simple and smart app to access your money, give a great maturity countdown on fixed rates and are by far one of the best providers out there Reviewed on: 26th February 2025

Easily contactable

5
Atom we're very easy to contact with an instant chat facility that meant I could text with an adviser in real time and didn't need to wait on hold on the phone like with some other banks or use automated systems that don't recognise my voice. Reviewed on: 26th February 2025

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