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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5210)

Simple, reliable and trustworthy.

5
Simple, reliable and trustworthy. Reviewed on: 20th February 2025
Steve N's avatar
Steve N

Savings made Great

5
Great interest rates offered, along with wonderful reminders for when they will be matured. Very easy to use, that l keep returning. Reviewed on: 19th February 2025
F D's avatar
F D

Very easy to open the account and manage account.

5
Very easy to open the account and manage account. Reviewed on: 19th February 2025
Bi X's avatar
Bi X

Atom Bank - Quite Simply a Breath of Fresh Air

5
Atom Bank are quite simply a breath of fresh air compared to my mainstream 'high street' bank. The Atom banking App is brilliant and so easy to use/navigate. Making transactions is extremely fast, secure and the communication is first class. I love everything about Atom Bank, including their great savings interest rates, which is what enticed me to use them in the first place, particularly after noticing their impressive 5 Star rating Trustpilot Reviews, which to be honest is pretty much unheard of for a bank! In my opinion they are certainly living up to that well deserved 5 Star rating. Reviewed on: 18th February 2025
Richard L's avatar
Richard L

Atom is perfect for we pre computer age savers

5
Atom banking app is the first app that I have negotiated with confidence. For a saver of advanced years I was able to make educated decisions knowing that I wasn’t being confused by unnecessary data. Also I was impressed by the security on place Reviewed on: 17th February 2025
Lynne K's avatar
Lynne K

Great simple accounts, easy to operate and check.

5
Great simple accounts, easy to operate and check. If Atom did Isa’s too they would be unbeatable Reviewed on: 16th February 2025
Paul B's avatar
Paul B

Super user-friendly app.

5
Super user-friendly app. Excellent service! Reviewed on: 11th February 2025
G's avatar
G

Accounts easy to set up and interest rates very comp...

5
Accounts easy to set up and interest rates very competitive. App simple and straightforward to use Reviewed on: 11th February 2025
Colin F's avatar
Colin F

A1 Atom banking, truly flawless

5
My experience with Atom bank has been flawless, from opening 2 accounts to receiving my interest on time, I am delighted with all that you do for me as a customer Reviewed on: 10th February 2025
Brian A's avatar
Brian A

Excellent

5
Easy to use. The app is a good experience. Reviewed on: 10th February 2025
Barney W's avatar
Barney W

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