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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Accounts easy to set up and interest rates very comp...

Accounts easy to set up and interest rates very competitive. App simple and straightforward to use Reviewed on: 11th February 2025

A1 Atom banking, truly flawless

My experience with Atom bank has been flawless, from opening 2 accounts to receiving my interest on time, I am delighted with all that you do for me as a customer Reviewed on: 10th February 2025

Excellent

Easy to use. The app is a good experience. Reviewed on: 10th February 2025

App easy to use customer service very good

App easy to use customer service very good Reviewed on: 10th February 2025

Atom has helped me to save much more of my salary th...

Atom has helped me to save much more of my salary than I did previously. It’s so easy to use and the interest rates and better than on my other banks. Reviewed on: 10th February 2025

Banking with ATOM is a joy

I've been banking with Atom, using their savings accounts, for a few years now and am really impressed. So much so that my hubby and two children also now have accounts. The app is easy to understand and setting up accounts is straightforward. The language used is simple and friendly. I am kept up to date with any changes and notified when accounts are reaching their term, outlining the options available. I've had reason to reach out a couple of times and my calls have always been answered quickly and efficiently. I can't fault the service (which is a pity as I'm a stickler for good service and can usual find something to suggest to improve on) Reviewed on: 9th February 2025

Atom is my favourite of the app or online banks.

I have some savings with a number of banks either online or app based and without a doubt Atom have been the easiest, clearest and best value one to deal with. The rates are usually up there with the best and the app is easy to navigate. Reviewed on: 9th February 2025

Atom bank is very easy to use and the app is excelle...

Atom bank is very easy to use and the app is excellent and is very secure Reviewed on: 9th February 2025

Convenient and good value

Love the app how easy it is to set up and manage an account. Good products and quick customer service when I’ve needed to comtact Reviewed on: 9th February 2025

Used atom bank for savings got a good interest rate...

Used atom bank for savings got a good interest rate Reviewed on: 9th February 2025

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