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Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Great product range easy to use app.

5
Great product range easy to use app. Never used any customer service feature Reviewed on: 5th February 2025

Very competitive interest rates and a very easy to u...

5
Very competitive interest rates and a very easy to use app. Reviewed on: 5th February 2025

Easy and profitable!

5
Easy and profitable! Great find! Reviewed on: 5th February 2025

Great app, which is very smooth.

5
Great app, which is very reactive to withdrawals and credits, as many other bank should be, but are not. Competitive rates. Even my wife uses it! Reviewed on: 5th February 2025

Easy account opening, easy product switch, easy app...

5
Easy account opening, easy product switch, easy app - all round easy Reviewed on: 5th February 2025

Great app and bank

5
Great app. Great security. Interest rate could be a little more competitive but I like the transfer between one bank account only for extra security. Reviewed on: 5th February 2025

Really easy to set up an account.

5
Really easy to set up an account. The app is extremely user friendly & uncomplicated. I get emails regularly with notifications of statements,interest rates etc. Everything pretty seamless to use & straightforward with no complicated interface or adverts or enticing ads from Atom that get in the way of your account details. Reviewed on: 5th February 2025

Everything works seamlessly - no issues experienced...

5
Everything works seamlessly - no issues experienced over several years of constant use and multiple accounts. Kept well informed on options and transactions. Reviewed on: 5th February 2025

So far so good

5
Was really to set up and Easy to use app and good rates Reviewed on: 5th February 2025

Very good service,app is great to be on

5
Very good service,app is great to be on Reviewed on: 5th February 2025

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