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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

5 star experience

5
Remarkably easy to open an account and a very clear banking site. They also keep you informed, but dont bomard you with marketing emails. Reviewed on: 5th February 2025

Have used Atom for several years, great interest rat...

5
Have used Atom for several years, great interest rates & app so easy to use Reviewed on: 5th February 2025

Atom bank the best

5
Easy bank via the app,great interest rate Reviewed on: 5th February 2025

I’ve had a account for several years

5
I’ve had a account for several years now and it’s been a great success for saving. Reviewed on: 5th February 2025

Great webpage,easy to use,good interest rates ,kept...

5
Great webpage,easy to use,good interest rates ,kept well informed,not much more to say except,Atom Bank is Atomic 5stars Reviewed on: 5th February 2025

Simple to set up and maintain

5
Was very easy to set up a savings account through the app. Transferring money is also very easy on line. The security features are excellent. Reviewed on: 5th February 2025

Great all round Bank

5
Kept updated regularly on my accounts and interest rates are always very good. Transferring money once money has matured is very simple. I would highly recommend Atom for any banking needs Reviewed on: 5th February 2025

Atom Bank Review

5
The App is easy to use. Interest rates are excellent. The whole experience is straightforward and effective. Reviewed on: 5th February 2025

Good rates.

5
Good rates.... but not the best. Like the fixed term accounts - better rates of interest Reviewed on: 5th February 2025

Very easy to deal with on line.

5
Very easy to deal with on line. Very competitive rates of interest. Reviewed on: 5th February 2025

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