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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4799 reviews)

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4.92

Based on 4,799 reviews, last reviewed 12th Feb 2026

9550% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good savings account with easy App for access Their savings account has a good interest rate. The Atom bank App is easy to use and works very well. I really like the account history tab, it gives ... Read more Reviewed on: 12th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4799)

Easy to use and always get to speak to someone when needed

This is a very easy to use app and whenever I needed to speak to someone, I could without hassle. Would recommend. Reviewed on: 10th March 2023

Excellent banking app

Atom is an excellent app. It's very easy to apply for products and also keep track of your savings. Customer service is excellent. Brilliant interest rates. Very happy with the service. Reviewed on: 10th March 2023

Great!

Really good phone app and no issues Reviewed on: 10th March 2023

Great interest!

Atom allows me to safely store away my money whilst earning a very decent interest rate Reviewed on: 10th March 2023

Easy and efficient

Easy app to use, competitive rates and good communication. Regularly use when I’m looking for a good fixed rate saver Reviewed on: 10th March 2023

Smooth process

It was very easy to set up my account and use the app to administer it. The only minor annoyance was not being able to fund the fixed saver directly from another account also with Atom. Reviewed on: 9th March 2023

Was slightly disappointed

Joined Atom in 2016 when Martin Lewis spoke about a fixed saver-I jumped on the chance. Joining the bank was like jumping through circus rings and was told over and over again I wasn’t successful in registering for an account. However three weeks later I had a confirmation email at last! Entered money, left it and then had an email reminder that the fixed term was coming to an end. Again it was jumping through hoop after hoop to retrieve the money but eventually when I was given the confirmation money would leave the saver with Atom and go to my bank, it did come through pretty quickly. If you want to leave your money somewhere and forget about it but not have a particularly high return then this is one for you (just don’t forget an extra dash of patience in your coffee if you do) Reviewed on: 9th March 2023

Top Marks In Every Respect

I've held various accounts with Atom since 2017, both Fixed Saver and Instant Saver. Cannot fault them. The one time I've rang their customer service my query was swiftly remedied. The app is fantastic and Atom are always brisk in increasing their variable interest rates whilst their rivals can be sluggish in that respect. Reviewed on: 9th March 2023

Great product!

Good fixed rates with low minimum investment. Easy to set up and link to bank! Reviewed on: 9th March 2023

The easiest installation banking app around

Needed to open 5 separate fixer savings mobile banking apps. Atom was the easiest and simplest app by far. Reviewed on: 9th March 2023

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