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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great app, which is very smooth.

Great app, which is very reactive to withdrawals and credits, as many other bank should be, but are not. Competitive rates. Even my wife uses it! Reviewed on: 5th February 2025

Easy account opening, easy product switch, easy app...

Easy account opening, easy product switch, easy app - all round easy Reviewed on: 5th February 2025

Great app and bank

Great app. Great security. Interest rate could be a little more competitive but I like the transfer between one bank account only for extra security. Reviewed on: 5th February 2025

Really easy to set up an account.

Really easy to set up an account. The app is extremely user friendly & uncomplicated. I get emails regularly with notifications of statements,interest rates etc. Everything pretty seamless to use & straightforward with no complicated interface or adverts or enticing ads from Atom that get in the way of your account details. Reviewed on: 5th February 2025

Everything works seamlessly - no issues experienced...

Everything works seamlessly - no issues experienced over several years of constant use and multiple accounts. Kept well informed on options and transactions. Reviewed on: 5th February 2025

So far so good

Was really to set up and Easy to use app and good rates Reviewed on: 5th February 2025

Very good service,app is great to be on

Very good service,app is great to be on Reviewed on: 5th February 2025

5 star experience

Remarkably easy to open an account and a very clear banking site. They also keep you informed, but dont bomard you with marketing emails. Reviewed on: 5th February 2025

Have used Atom for several years, great interest rat...

Have used Atom for several years, great interest rates & app so easy to use Reviewed on: 5th February 2025

Atom bank the best

Easy bank via the app,great interest rate Reviewed on: 5th February 2025

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