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Atom Bank: Savings reviews

4.92
Based on 4,799 reviews, last reviewed 12th Feb 2026
9550% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good savings account with easy App for access Their savings account has a good interest rate. The Atom bank App is easy to use and works very well. I really like the account history tab, it gives ... Read more Reviewed on: 12th February 2026
Mark W's avatar
Mark W

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4799)

Efficiency

5
Very efficient and trustworthy. Transfers easy. Reviewed on: 9th March 2023

Great Bank

5
Easy to use app. Excellent Customer Service Reviewed on: 9th March 2023

The best there is

5
Excellent interest rates and very easy to use Reviewed on: 9th March 2023

Perfect experience

5
Used the user friendly mobile app to invest in a fixed saver which was the best rate available. What’s not to like? Reviewed on: 9th March 2023

Four years and counting

5
I’ve been using the fixed savings account for just over four years. It’s easy to use, they nearly always have one of the best rates and available across the market and the customer service is spot on. Reviewed on: 8th March 2023

Straightforward and easy to use

5
Great platform, rate of interest and easy to set up Reviewed on: 8th March 2023

Organised

5
Simple to use and understand so I had no difficulty opening and account Reviewed on: 8th March 2023

Best rate! First rate!

5
Efficient, easy app, quick response, good interest terms Reviewed on: 8th March 2023

Simplicity at its best

5
Creating and operating the account could not be any easier, straightforward platform with a really competitive rate! Reviewed on: 7th March 2023

Great rates and easy to use

5
Used Atom for a few months now and the platform is superb, also rates are much higher than a lot of other providers. Reviewed on: 6th March 2023

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