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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4806 reviews)

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4.92

Based on 4,806 reviews, last reviewed 14th Feb 2026

9950% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Competitive Interest Rates The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4806)

Perfect experience

Used the user friendly mobile app to invest in a fixed saver which was the best rate available. What’s not to like? Reviewed on: 9th March 2023

Four years and counting

I’ve been using the fixed savings account for just over four years. It’s easy to use, they nearly always have one of the best rates and available across the market and the customer service is spot on. Reviewed on: 8th March 2023

Straightforward and easy to use

Great platform, rate of interest and easy to set up Reviewed on: 8th March 2023

Organised

Simple to use and understand so I had no difficulty opening and account Reviewed on: 8th March 2023

Best rate! First rate!

Efficient, easy app, quick response, good interest terms Reviewed on: 8th March 2023

Simplicity at its best

Creating and operating the account could not be any easier, straightforward platform with a really competitive rate! Reviewed on: 7th March 2023

Great rates and easy to use

Used Atom for a few months now and the platform is superb, also rates are much higher than a lot of other providers. Reviewed on: 6th March 2023

Simple, good value and friendly

Using the app is simple and information is nicely presented with just what I need to manage my savings. It also helps the rates are good and update frequently to be aligned with markets changes. Finally I like the friendly style of communication i get from the Atom team, it is a welcome change to the communications i get form other banks. Reviewed on: 6th March 2023

Great customer interface and consistently good value products

Atom provides excellent customer service through a brilliant app. Rates on offer are consistently good value. Reviewed on: 6th March 2023

Fantastic service - all in the app

Exactly what I was looking for from a savings provider - market-leading rates, and an intuitive, easy-to-use app which did everything I needed it to. Reviewed on: 6th March 2023

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