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Atom Bank: Savings reviews

4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5211)

Atom bank the best

5
Easy bank via the app,great interest rate Reviewed on: 5th February 2025

I’ve had a account for several years

5
I’ve had a account for several years now and it’s been a great success for saving. Reviewed on: 5th February 2025

Great webpage,easy to use,good interest rates ,kept...

5
Great webpage,easy to use,good interest rates ,kept well informed,not much more to say except,Atom Bank is Atomic 5stars Reviewed on: 5th February 2025

Simple to set up and maintain

5
Was very easy to set up a savings account through the app. Transferring money is also very easy on line. The security features are excellent. Reviewed on: 5th February 2025

Great all round Bank

5
Kept updated regularly on my accounts and interest rates are always very good. Transferring money once money has matured is very simple. I would highly recommend Atom for any banking needs Reviewed on: 5th February 2025

Atom Bank Review

5
The App is easy to use. Interest rates are excellent. The whole experience is straightforward and effective. Reviewed on: 5th February 2025

Good rates.

5
Good rates.... but not the best. Like the fixed term accounts - better rates of interest Reviewed on: 5th February 2025

Very easy to deal with on line.

5
Very easy to deal with on line. Very competitive rates of interest. Reviewed on: 5th February 2025

Having Faster Payments on an Instant Access account...

5
Having Faster Payments on an Instant Access account really does make it Instant Access. And the rate is good too Reviewed on: 5th February 2025

Pamela & Andrew

5
Good interest rates. Easy to set up online. Have had accounts for 3years. Excellent service. Reviewed on: 5th February 2025

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